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Indiana · FEMA + NOAA + National Risk Index

Scott County, IN

17 FEMA disaster declarations (1974-2026), with a FEMA National Risk Index rating of Very Low. Most common hazard: Severe Storm.

17
FEMA declarations
13
Major disasters
22
NRI risk · Very Low
Severe Storm
Top hazard

The verdict

Scott County has a nationally busy FEMA history: 17 declarations, more than 32% of counties in this registry. But the state comparison tempers that reading: the total is 1% below the Indiana county mean. FEMA's separate National Risk Index places the county safer than 22%; that score models loss and vulnerability rather than counting declarations.

Safer than 22%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
17
FEMA declarations vs 21 national county avg
12
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 18143 · Scott County 17 declarations · rank 2184/3,266

DECL-MID · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-MID 17
  • MAJOR-MID 76%
  • RANK-LOWER #2,184
  • PHOTO-FINISH Curry
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-BELOW -1%

Nearest declaration peer: Curry, OR (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Indiana state profile

Scott County among counties with fewer federal records

FEMA declaration records among Scott County and nearest peers by total count

declarations

What this shows Scott County carries 17 FEMA declaration records, ranked 2184 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Scott County versus quieter counties in this dataset

Scott County among lower-declaration counties nationally

FEMA disaster declarations, all-time · Scott County

17 32nd percentile higher than 32% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Scott County's FEMA Risk Index score

0/100100/100Indiana avg46/10022.3/100
FEMA National Risk Index composite score vs. the Indiana county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Scott County is led by Riverine Flooding (about $3.2M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Tornado carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Scott County's hazard record show?

FEMA National Risk Index

This county's FEMA National Risk Index composite lands at 22.3/100 (Very Low), a modest reading against the rest of the country. Expected Annual Loss is rated Very Low (roughly $8.8M in annualized losses), tempered or compounded by a Relatively Low social-vulnerability score and Relatively Low community-resilience score. Among the 18 modeled hazards, Tornado carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at roughly once every 7 years here, based on 16 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 12 claims and $209.7K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

Start with the state benchmark: a Indiana county averages 17.1 federal declaration records, while Scott County has 17. The gap is 1% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

61 /100

Historical Activity Index

High historical activity

Scott County, IN · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
12/30

17 OpenFEMA declarations, full ingest window (0.8x national county average)

County Disaster Density Moderate
12/25

17 declarations (1.0x state county average of 17)

Major Disaster Share Very High
19/25

13 of 17 declarations are major disasters (76%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Scott County

FEMA NRI 8-hazard radar - Scott County

Scott County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 8, Hurricane 8, Tornado 48, Wildfire 8, Drought 25, Heat Wave 8, Winter Storm 25. The simple mean of these eight displayed scores is 19 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 19 8-hazard mean
Scott County NRI risk profile FIPS 18143 · displayed-hazard mean 19/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

17

Below median

Major Disaster share

76%

Mostly major

NRI risk score

22

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Scott County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Tornado Relatively Moderate roughly once every 7 years
Earthquake Relatively Low roughly once every 400 years
Strong Wind Relatively Moderate an average of 5.4 times per year
Landslide Very Low roughly once every 9 years
Drought Relatively Low 3.5 modeled event-days per year
Ice Storm Relatively Low roughly once every 2 years
Heat Wave Very Low 5.3 modeled event-days per year
Lightning Relatively Low an average of 50 times per year
Cold Wave Relatively Low an average of 1.4 times per year
Riverine Flooding Very Low roughly once every 2 years
Hurricane Very Low roughly once every 100 years
Winter Weather Very Low an average of 10 times per year
Hail Very Low an average of 3.6 times per year
Wildfire Very Low roughly once every 51,931 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 8
Flood 3
Biological 2
Winter Storm 1
Hurricane 1
Snowstorm 1
Tornado 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Scott County's record, 47% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 13 76.5%

of all 17 declarations

Emergency - 4 23.5%

of all 17 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2020 2
2012 1
2011 1
2009 1
2008 1
2005 3
2004 2
1996 1
1992 1
1991 1
1990 1
1974 1

Disaster Declarations

How the 17 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 17 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
3641 SEVERE WINTER STORM EM Winter Storm 2026-01-24
4515 COVID-19 PANDEMIC DR Biological 2020-04-03
3456 COVID-19 EM Biological 2020-03-13
4058 SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES DR Severe Storm 2012-03-09
1997 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND DR Severe Storm 2011-06-23
1828 SEVERE WINTER STORM DR Severe Storm 2009-03-05
1795 SEVERE STORMS AND FLOODING DR Severe Storm 2008-09-23
3238 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-10
1573 SEVERE WINTER STORMS AND FLOODING DR Severe Storm 2005-01-21
3197 SNOW EM Snowstorm 2005-01-11
1542 SEVERE STORMS, TORNADOES AND FLOODING DR Severe Storm 2004-09-01
1520 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2004-06-03
1109 BLIZZARD OF 96 DR Flood 1996-04-02
953 SEVERE STORMS & FLASH FLOODING DR Flood 1992-08-17
891 SEVERE STORMS & FLOODING DR Flood 1991-01-05
869 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1990-06-04
423 TORNADOES DR Tornado 1974-04-04

Storm Events in Indiana

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Scott County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 4,886 16 73 $57.6M
Hail 1,643 0 0 $1.7M
Winter Weather 1,166 32 80 $2.5M
Flood 850 13 3 $16.0M
Flash Flood 648 14 5 $97.9M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

12

Total Paid

$209.7K

Avg Per Claim

$17.5K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 22.3/100

Expected Annual Loss

Very Low

$8.8M/year

Social Vulnerability

Relatively Low

Community Resilience

Relatively Low

Hazard Risk Breakdown

Tornado Relatively Moderate
Earthquake Relatively Low
Strong Wind Relatively Moderate
Landslide Very Low
Drought Relatively Low
Ice Storm Relatively Low
Heat Wave Very Low
Lightning Relatively Low
Cold Wave Relatively Low
Riverine Flooding Very Low
Hurricane Very Low
Winter Weather Very Low
Hail Very Low
Wildfire Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Tornado

Tornado exposure is the most spatially concentrated in the model: total destruction along a narrow corridor with intact property either side. County-level averages therefore understate severity badly for anyone actually in the path, and overstate it for everyone else.

For Scott County the two measures on this page point the same way: Tornado is the county's highest-rated modeled hazard (Relatively Moderate), and Severe Storm declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Scott County's closest FEMA peer: Carver County, MN

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Scott County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Scott County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Scott County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 17 FEMA declarations, Scott County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Scott County?
The most common disaster type in Scott County is Severe Storm, with 8 declarations. Other disaster types include Flood (3), Biological (2), Winter Storm (1).
How does Scott County's FEMA declaration record compare with the Indiana average?
The typical Indiana county has 17.1 FEMA declaration records; Scott County has 17, or 1% fewer. Against the national county mean of 20.7, this county's total is 18% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Scott County received?
Scott County has received 13 major disaster declarations, representing 76% of all 17 disaster declarations.
How many flood insurance claims has Scott County filed?
Scott County has 12 National Flood Insurance Program (NFIP) claims totaling $209.7K in payments, with an average of $17.5K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Scott County?
No. In Scott County, Tornado has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $3.2M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Scott County?
The most active year for disaster declarations in Scott County was 2005, with 3 declarations. The county has FEMA disaster data spanning 1974 to 2026.
What is the FEMA National Risk Index score for Scott County?
According to the FEMA National Risk Index, Scott County, Indiana has an overall risk score of 22.3 out of 100 (Very Low). Social vulnerability here rates Relatively Low, while community resilience comes in at Relatively Low. The Expected Annual Loss (EAL) score is Very Low, representing $8.8M in annualized losses.
Which natural hazard poses the greatest risk to Scott County?
Based on FEMA NRI data, the highest-risk natural hazard in Scott County as of the latest release is Tornado (risk rating: Relatively Moderate). Other significant hazards include Earthquake (Relatively Low) and Strong Wind (Relatively Moderate). FEMA's modeled event frequency puts tornado here at roughly once every 7 years, drawn from 16 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Scott County · vintage 2026-08-25 · Methodology · Indiana profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events