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Georgia · FEMA + NOAA + National Risk Index

Seminole County, GA

12 FEMA disaster declarations (1977-2024), with a FEMA National Risk Index rating of Very Low. Most common hazard: Hurricane.

12
FEMA declarations
6
Major disasters
29
NRI risk · Very Low
Hurricane
Top hazard

The verdict

Seminole County has a nationally busy FEMA history: 12 declarations, more than 14% of counties in this registry. But the state comparison tempers that reading: the total is 31% below the Georgia county mean. FEMA's separate National Risk Index places the county safer than 29%; that score models loss and vulnerability rather than counting declarations.

Safer than 29%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
12
FEMA declarations vs 21 national county avg
80
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 13253 · Seminole County 12 declarations · rank 2781/3,266

DECL-MID · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-MID 12
  • MAJOR-MID 50%
  • RANK-LOWER #2,781
  • PHOTO-FINISH Johnson
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Hurricane
  • VS-ST-BELOW -31%

Nearest declaration peer: Johnson, KS (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Georgia state profile

Seminole County among counties with fewer federal records

FEMA declaration records among Seminole County and nearest peers by total count

declarations

What this shows Seminole County carries 12 FEMA declaration records, ranked 2781 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Seminole County versus quieter counties in this dataset

Seminole County among lower-declaration counties nationally

FEMA disaster declarations, all-time · Seminole County

12 14th percentile higher than 14% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Seminole County's FEMA Risk Index score

0/100100/100Georgia avg40/10029.5/100
FEMA National Risk Index composite score vs. the Georgia county average

What does Seminole County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 80 paid claims, totaling $1.7M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $21.4K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

Start with the state benchmark: a Georgia county averages 17.4 federal declaration records, while Seminole County has 12. The gap is 31% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

FEMA National Risk Index

This county's FEMA National Risk Index composite lands at 29.5/100 (Very Low), a modest reading against the rest of the country. Expected Annual Loss is rated Very Low (roughly $8.9M in annualized losses), tempered or compounded by a Relatively Moderate social-vulnerability score and Relatively Low community-resilience score. Among the 18 modeled hazards, Hurricane carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at roughly once every 4 years here, based on 67 historical events on record.

46 /100

Historical Activity Index

Moderate historical activity

Seminole County, GA · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
9/30

12 OpenFEMA declarations, full ingest window (0.6x national county average)

County Disaster Density Moderate
9/25

12 declarations (0.7x state county average of 17)

Major Disaster Share High
13/25

6 of 12 declarations are major disasters (50%)

Hazard Diversity Very High
15/20

6 different disaster types declared in Seminole County

FEMA NRI 8-hazard radar - Seminole County

Seminole County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 8, Hurricane 48, Tornado 25, Wildfire 8, Drought 25, Heat Wave 8, Winter Storm 25. The simple mean of these eight displayed scores is 19 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 19 8-hazard mean
Seminole County NRI risk profile FIPS 13253 · displayed-hazard mean 19/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

12

Low volume

Major Disaster share

50%

Major-heavy

NRI risk score

29

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Seminole County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Hurricane Relatively Moderate roughly once every 4 years
Drought Relatively Low 32 modeled event-days per year
Lightning Relatively Low an average of 74 times per year
Cold Wave Relatively Low an average of 1.7 times per year
Tornado Relatively Low roughly once every 5 years
Wildfire Very Low roughly once every 1,758 years
Riverine Flooding Very Low roughly once every 3 years
Earthquake Very Low roughly once every 955 years
Heat Wave Very Low 5.5 modeled event-days per year
Hail Very Low an average of 1.3 times per year
Strong Wind Very Low an average of 1.8 times per year
Winter Weather Very Low roughly once every 3 years
Landslide Very Low roughly once every 34 years
Ice Storm Very Low roughly once every 67 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Hurricane 5
Biological 2
Severe Storm 2
Tropical Storm 1
Tornado 1
Drought 1

What Hurricane declarations mean here

Hurricane is the most frequent declaration type on Seminole County's federal record, 42% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.

One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Emergency - 6 50.0%

of all 12 declarations

Major Disaster - 6 50.0%

of all 12 declarations

FEMA Declarations Timeline

Year Declarations
2024 1
2020 2
2019 2
2017 2
2009 1
2005 1
1998 1
1994 1
1977 1

Disaster Declarations

How the 12 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 12 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
3616 HURRICANE HELENE EM Tropical Storm 2024-09-26
4501 COVID-19 PANDEMIC DR Biological 2020-03-29
3464 COVID-19 EM Biological 2020-03-13
4400 HURRICANE MICHAEL DR Hurricane 2018-10-14
3406 HURRICANE MICHAEL EM Hurricane 2018-10-10
4338 HURRICANE IRMA DR Hurricane 2017-09-15
3387 HURRICANE IRMA EM Hurricane 2017-09-08
1833 SEVERE STORMS, FLOODING, TORNADOES, AND STRAIGHT-LINE WINDS DR Severe Storm 2009-04-23
3218 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-05
1209 SEVERE STORMS AND FLOODING DR Severe Storm 1998-03-11
1033 TORNADOES, FLOODING TORRENTIAL RAIN(TROP STORM ALBERTO) DR Tornado 1994-07-07
3044 DROUGHT EM Drought 1977-07-20

Storm Events in Georgia

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Seminole County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 9,617 15 75 $65.4M
Drought 1,363 0 0 $0
Hail 1,257 0 0 $61.8M
Flash Flood 1,154 0 3 $29.3M
Tropical Storm 655 28 19 $855.3M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

80

Total Paid

$1.7M

Avg Per Claim

$21.4K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 29.5/100

Expected Annual Loss

Very Low

$8.9M/year

Social Vulnerability

Relatively Moderate

Community Resilience

Relatively Low

Hazard Risk Breakdown

Hurricane Relatively Moderate
Drought Relatively Low
Lightning Relatively Low
Cold Wave Relatively Low
Tornado Relatively Low
Wildfire Very Low
Riverine Flooding Very Low
Earthquake Very Low
Heat Wave Very Low
Hail Very Low
Strong Wind Very Low
Winter Weather Very Low
Landslide Very Low
Ice Storm Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Hurricane

Hurricane exposure in the model bundles the three ways a tropical system does harm, which arrive on different timescales and are insured differently: wind, storm surge on the coast, and rainfall flooding that can reach far inland well after landfall.

For Seminole County the two measures on this page point the same way: Hurricane is the county's highest-rated modeled hazard (Relatively Moderate), and Hurricane declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Seminole County's closest FEMA peer: Crane County, TX

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Seminole County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Seminole County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Seminole County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Seminole County's NFIP claims file (80 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Seminole County?
The most common disaster type in Seminole County is Hurricane, with 5 declarations. Other disaster types include Biological (2), Severe Storm (2), Tropical Storm (1).
How does Seminole County's FEMA declaration record compare with the Georgia average?
The typical Georgia county has 17.4 FEMA declaration records; Seminole County has 12, or 31% fewer. Against the national county mean of 20.7, this county's total is 42% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Seminole County received?
Seminole County has received 6 major disaster declarations, representing 50% of all 12 disaster declarations.
How many flood insurance claims has Seminole County filed?
Seminole County has 80 National Flood Insurance Program (NFIP) claims totaling $1.7M in payments, with an average of $21.4K per claim.
What was the worst year for disasters in Seminole County?
The most active year for disaster declarations in Seminole County was 2017, with 2 declarations. The county has FEMA disaster data spanning 1977 to 2024.
What is the FEMA National Risk Index score for Seminole County?
According to the FEMA National Risk Index, Seminole County, Georgia has an overall risk score of 29.5 out of 100 (Very Low). On social vulnerability the county rates Relatively Moderate; on community resilience, Relatively Low. The Expected Annual Loss (EAL) score is Very Low, representing $8.9M in annualized losses.
Which natural hazard poses the greatest risk to Seminole County?
FEMA's NRI data points to Seminole County is Hurricane (risk rating: Relatively Moderate). Other significant hazards include Drought (Relatively Low) and Lightning (Relatively Low). FEMA's modeled event frequency puts hurricane here at roughly once every 4 years, drawn from 67 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Seminole County · vintage 2026-08-25 · Methodology · Georgia profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events