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Montana · FEMA + NOAA + National Risk Index

Stillwater County, MT

4 FEMA disaster declarations (2020–2026), with a FEMA National Risk Index rating of Very Low. Most common hazard: Flood.

4
FEMA declarations
3
Major disasters
17
NRI risk · Very Low
Flood
Top hazard

The verdict

Stillwater County ranks safer than 17% of U.S. counties for FEMA-modeled hazard risk, with more federally declared disasters than 57% of the 2,791 counties FEMA tracks. FEMA rates the county's overall risk as Very Low, based on 4 federal disaster declarations recorded since 2020, most often flood, 4% above the national county average of 4.

Safer than 17%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
4
FEMA declarations vs 4 national county avg
2
flood declarations, the most common hazard here

FEMA's National Risk Index score reflects expected annual loss, social vulnerability, and community resilience; the declaration count above reflects only Presidentially declared disasters, not every hazard event.

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How does Stillwater County compare?

Stillwater County vs. every U.S. county

FEMA disaster declarations, all-time

4 Top 43% higher than 57% of 2,791 counties

This county 0 30 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-07-25

Stillwater County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the Montana county average

0/100100/100Montana avg36/10016.8/100
FEMA National Risk Index composite score vs. the Montana county average

How disaster-prone is Stillwater County?

Declaration frequency

Stillwater County, Montana has recorded 4 FEMA disaster declarations between 2020 and 2026, of which 3 were classified as Major Disaster declarations (DR) requiring federal individual and public assistance. That puts the county's average at 0.7 declarations per year across a 6-year record, or roughly 61% above the Montana county average of 2.5 and 4% above the national county average of 3.8. The dominant disaster type on record is Flood, with 2 of 4 declarations falling under this category.

FEMA National Risk Index

This county's FEMA National Risk Index composite lands at 16.8/100 (Very Low), a modest reading against the rest of the country. Expected Annual Loss is rated Very Low (roughly $9.2M in annualized losses), tempered or compounded by a Very Low social-vulnerability score and Relatively Moderate community-resilience score. Even the county's top-rated hazard, Wildfire, only reaches Relatively Low on FEMA's scale, none of the 18 modeled hazards stand out here.

Flood exposure & the bottom line

Taken together, Stillwater County reads as low relative risk on this historical lens, fewer federally recognized disasters than a typical U.S. county.

Risk Assessment

Risk Level

Low

vs. Montana Avg

+61%

State avg: 2.5

vs. National Avg

+4%

National avg: 3.8

Avg Per Year

0.7

Over 6 years

FEMA NRI 8-hazard radar - Stillwater County

Stillwater County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard composite scores for Earthquake 8, Flood 0, Hurricane 0, Tornado 8, Wildfire 25, Drought 8, Heat Wave 8, Winter Storm 25. Overall composite 10 of 100, classified Low. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 10 composite
Stillwater County NRI risk profile FIPS 30095 · composite 10/100 (Low)
How to read this radar

The radar plots Stillwater County's relative exposure to the eight headline natural hazards used by the FEMA National Risk Index. Each axis is the qualitative NRI risk rating (Very Low through Very High) re-expressed on a 0-100 scale so that the polygon shape lets you compare a county against another at a glance. A rounder polygon means broad multi-hazard exposure; a spiky polygon means one or two dominant hazards drive most of the modeled risk.

FEMA Records

4

Total declarations

NRI Source

FEMA 2023

Latest NRI release

County FIPS

30095

MT state code

Source: FEMA National Risk Index FEMA National Risk Index Per-county per-hazard ratings, 2023 release

Disaster Types

Flood 2
Straight-Line Winds 1
Fire 1

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 3 75.0%

of all 4 declarations

Fire Management - 1 25.0%

of all 4 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2024 1
2022 1
2020 1

Disaster Declarations

DR# Title Type Incident Date
4902 SEVERE WINTER STORM AND STRAIGHT-LINE WINDS DR Straight-Line Winds 2026-04-07
4745 FLOODING DR Flood 2023-10-11
4655 SEVERE STORM AND FLOODING DR Flood 2022-06-16
5324 FALLING STAR FIRE FM Fire 2020-08-02

Storm Events in Montana

Storm Type Events Fatalities Injuries Property Damage
High Wind 4,597 2 3 $7.8M
Thunderstorm Wind 3,005 6 38 $15.4M
Hail 2,438 0 0 $5.7M
Winter Storm 1,763 21 29 $11.2M
Heavy Snow 1,055 6 3 $253.0K

Source: NOAA Storm Events Database NOAA Storm Events Database State-level aggregated data, 2015–2025

FEMA National Risk Index

Overall Risk

Very Low

Score: 16.8/100

Expected Annual Loss

Very Low

$9.2M/year

Social Vulnerability

Very Low

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Wildfire Relatively Low
Avalanche Very Low
Landslide Very Low
Winter Weather Relatively Low
Cold Wave Relatively Low
Lightning Relatively Low
Earthquake Very Low
Hail Very Low
Drought Very Low
Heat Wave Very Low
Volcanic Activity Very Low
Tornado Very Low
Strong Wind Very Low
Ice Storm Very Low

Source: FEMA National Risk Index (NRI) FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

Counties with Similar Risk in Montana

Frequently Asked Questions

How many natural disasters has Stillwater County, Montana had?
Stillwater County, Montana has received 4 FEMA disaster declarations from 2020 to 2026. Of these, 3 were major disaster declarations.
What is the most common disaster type in Stillwater County?
The most common disaster type in Stillwater County is Flood, with 2 declarations. Other disaster types include Straight-Line Winds (1), Fire (1).
How does Stillwater County's disaster risk compare to the Montana average?
Stillwater County has 4 disaster declarations, which is 61% higher than the Montana county average of 2.5 declarations. Compared to the national county average of 3.8, it is 4% higher.
How many major FEMA disaster declarations has Stillwater County received?
Stillwater County has received 3 major disaster declarations, representing 75% of all 4 disaster declarations. Major disaster declarations typically involve significant damage requiring federal assistance.
What types of storms are most common in Montana?
The most common storm types in Montana include High Wind (4,597 events), Thunderstorm Wind (3,005 events), Hail (2,438 events). NOAA storm event data covers severe weather from 2015 to 2025.
What was the worst year for disasters in Stillwater County?
The most active year for disaster declarations in Stillwater County was 2020, with 1 declaration. The county has FEMA disaster data spanning 2020 to 2026.
What is the overall disaster risk level for Stillwater County?
Stillwater County's 4 FEMA disaster declarations put it in the low-risk band, fewer federally recognized disasters than a typical U.S. county over the same span.
What is the FEMA National Risk Index score for Stillwater County?
According to the FEMA National Risk Index, Stillwater County, Montana has an overall risk score of 16.8 out of 100 (Very Low). The county's social vulnerability rating is Very Low and community resilience is Relatively Moderate. The Expected Annual Loss (EAL) score is Very Low, representing $9.2M in annualized losses.
Which natural hazard poses the greatest risk to Stillwater County?
Based on FEMA NRI data, the highest-risk natural hazard in Stillwater County is Wildfire (risk rating: Relatively Low). Other significant hazards include Avalanche (Very Low) and Landslide (Very Low). These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015–2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Stillwater County

Stillwater County, MT runs 61% above the Montana county average for federal disaster declarations (4 vs 2), a low historical load overall.

  • Its most common federal declaration type is major disaster (3 of 4) - know the hazards most likely here before they happen. Montana overview
  • See how this county ranks against the rest of the country for disaster frequency. Most-disaster rankings
  • Read how to read FEMA declarations, NRI risk scores, and what they do and don't tell you. Disaster-data guide

Historical declaration counts describe past federal response, not a forecast. For current threats, follow the National Weather Service and local officials; in an emergency call 911.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. This page draws directly on FEMA federal disaster data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, or report a data error.