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Delaware · FEMA + NOAA + National Risk Index

Sussex County, DE

20 FEMA disaster declarations (1965-2026), with a FEMA National Risk Index rating of Relatively Moderate. Most common hazard: Hurricane.

20
FEMA declarations
14
Major disasters
94
NRI risk · Relatively Moderate
Hurricane
Top hazard

The verdict

Two federal records point in the busier direction for Sussex County. Its 20 FEMA declarations are 11% above the Delaware county mean and exceed the count for 46% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 6%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 6%
of U.S. counties for FEMA National Risk Index score
Relatively Moderate
FEMA National Risk Index rating
20
FEMA declarations vs 21 national county avg
4,307
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 10005 · Sussex County 20 declarations · rank 1691/3,266

DECL-HEAVY · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-MID · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 20
  • MAJOR-MID 70%
  • RANK-LOWER #1,691
  • PHOTO-FINISH Monona
  • NRI-MID 94
  • ACT-HIGH High
  • TYPE-LEAD Hurricane
  • VS-ST-ABOVE +11%

Nearest declaration peer: Monona, IA (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Delaware state profile

Sussex County in the declaration-count neighbourhood

FEMA declaration records among Sussex County and nearest peers by total count

declarations

What this shows Sussex County carries 20 FEMA declaration records, ranked 1691 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Sussex County's FEMA declaration count compares nationally

Sussex County vs. all counties in this dataset

FEMA disaster declarations, all-time · Sussex County

20 46th percentile higher than 46% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Sussex County's FEMA Risk Index score

0/100100/100Delaware avg91/10094.1/100
FEMA National Risk Index composite score vs. the Delaware county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Sussex County is led by Riverine Flooding (about $42.6M Expected Annual Loss, Historical Loss Ratio Relatively Low), while Cold Wave carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Sussex County's hazard record show?

Reading the federal records together

FEMA's NFIP table contains a substantial paid-claim history for this county: 4,307 claims and $35.7M in payments. PlainHazard labels 500 or more claims a heavy registry record; that is a reporting bucket, not an official FEMA risk grade. The average paid claim was $8.3K. NFIP totals exclude uninsured flood losses and do not measure how many properties currently carry a policy.

The declaration register points in the busier direction. Sussex County's 20 federal records stand 11% above the Delaware county mean of 18.0. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 94.1/100 (Relatively Moderate). Expected Annual Loss is rated Relatively Moderate (roughly $119.3M in annualized losses). Social vulnerability reads Relatively High and community resilience Relatively Moderate, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Cold Wave stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at roughly once every 1 years here, based on 12 historical events on record.

66 /100

Historical Activity Index

High historical activity

Sussex County, DE · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
14/30

20 OpenFEMA declarations, full ingest window (1.0x national county average)

County Disaster Density High
14/25

20 declarations (1.1x state county average of 18)

Major Disaster Share High
18/25

14 of 20 declarations are major disasters (70%)

Hazard Diversity Very High
20/20

8 different disaster types declared in Sussex County

FEMA NRI 8-hazard radar - Sussex County

Sussex County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 92, Hurricane 70, Tornado 25, Wildfire 25, Drought 48, Heat Wave 48, Winter Storm 70. The simple mean of these eight displayed scores is 50 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 50 8-hazard mean
Sussex County NRI risk profile FIPS 10005 · displayed-hazard mean 50/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

20

Above median

Major Disaster share

70%

Major-heavy

NRI risk score

94

Relatively Moderate

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Sussex County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Cold Wave Relatively High roughly once every 1 years
Coastal Flooding Very High an average of 3.7 times per year
Hurricane Relatively High roughly once every 6 years
Winter Weather Very High an average of 7 times per year
Riverine Flooding Relatively Moderate an average of 2.5 times per year
Heat Wave Relatively Moderate 5 modeled event-days per year
Drought Relatively Moderate 4.3 modeled event-days per year
Strong Wind Relatively High an average of 2.4 times per year
Wildfire Relatively Low roughly once every 1,014 years
Lightning Relatively High an average of 33 times per year
Ice Storm Relatively Moderate roughly once every 2 years
Earthquake Relatively Low roughly once every 958 years
Tornado Relatively Low roughly once every 3 years
Hail Relatively Low roughly once every 1 years
Landslide Very Low roughly once every 8 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Hurricane 6
Snowstorm 5
Severe Storm 3
Biological 2
Winter Storm 1
Coastal Storm 1
Flood 1
Drought 1

What Hurricane declarations mean here

Hurricane is the most frequent declaration type on Sussex County's federal record, 30% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.

One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 14 70.0%

of all 20 declarations

Emergency - 6 30.0%

of all 20 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2020 2
2016 1
2013 2
2011 2
2010 1
2006 1
2005 1
2003 2
1998 1
1996 1
1994 1
1993 2
1992 1
1965 1

Disaster Declarations

How the 20 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 20 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4916 SEVERE WINTER STORM DR Winter Storm 2026-05-29
4526 COVID-19 PANDEMIC DR Biological 2020-04-05
3449 COVID-19 EM Biological 2020-03-13
4265 SEVERE WINTER STORM AND SNOWSTORM DR Snowstorm 2016-03-16
4090 HURRICANE SANDY DR Hurricane 2012-11-16
3357 HURRICANE SANDY EM Hurricane 2012-10-29
4037 HURRICANE IRENE DR Hurricane 2011-09-30
3336 HURRICANE IRENE EM Hurricane 2011-08-28
1896 SEVERE WINTER STORMS AND SNOWSTORMS DR Snowstorm 2010-03-31
1654 SEVERE STORMS AND FLOODING DR Severe Storm 2006-07-05
3263 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-30
1494 HURRICANE ISABEL DR Hurricane 2003-09-20
3183 SNOW EM Snowstorm 2003-03-20
1205 SEVERE WINTER STORMS, HIGH WINDS, AND FLOODING DR Severe Storm 1998-02-13
1082 BLIZZARD OF 96 (SEVERE SNOW STORM) DR Snowstorm 1996-01-12
1017 SEVERE ICE STORMS AND FLOODING DR Severe Storm 1994-03-16
3111 SEVERE SNOWFALL & WINTER STORM EM Snowstorm 1993-03-18
976 SEVERE COASTAL STORM & FLOODING DR Coastal Storm 1993-01-15
933 SEVERE COASTAL STORM DR Flood 1992-02-06
207 WATER SHORTAGE DR Drought 1965-08-18

Storm Events in Delaware

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Sussex County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 492 1 10 $196.0K
Heavy Rain 222 0 0 $0
Winter Weather 132 1 50 $0
Flash Flood 102 0 0 $3.7M
Coastal Flood 95 0 0 $12.0K

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

4,307

Total Paid

$35.7M

Avg Per Claim

$8.3K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Moderate

Score: 94.1/100

Expected Annual Loss

Relatively Moderate

$119.3M/year

Social Vulnerability

Relatively High

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Cold Wave Relatively High
Coastal Flooding Very High
Hurricane Relatively High
Winter Weather Very High
Riverine Flooding Relatively Moderate
Heat Wave Relatively Moderate
Drought Relatively Moderate
Strong Wind Relatively High
Wildfire Relatively Low
Lightning Relatively High
Ice Storm Relatively Moderate
Earthquake Relatively Low
Tornado Relatively Low
Hail Relatively Low
Landslide Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Cold Wave

Cold Wave measures exposure to extreme cold rather than to snow. Its harm is concentrated in health effects, burst infrastructure and energy demand spikes, and it falls hardest where the building stock and the grid were not built with sustained cold in mind.

Worth noting for Sussex County: the model and the federal record do NOT point at the same hazard. Cold Wave carries the highest modeled rating (Relatively High), while the county's declaration history is led by Hurricane. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Sussex County's closest FEMA peer: Union County, AR

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Sussex County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Sussex County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Sussex County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Sussex County's NFIP claims file (4,307 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Sussex County?
The most common disaster type in Sussex County is Hurricane, with 6 declarations. Other disaster types include Snowstorm (5), Severe Storm (3), Biological (2).
How does Sussex County's FEMA declaration record compare with the Delaware average?
FEMA lists 20 declaration records for Sussex County. That is 11% above the Delaware county mean of 18.0. Its count is also 3% below the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Sussex County received?
Sussex County has received 14 major disaster declarations, representing 70% of all 20 disaster declarations.
How many flood insurance claims has Sussex County filed?
Sussex County has 4,307 National Flood Insurance Program (NFIP) claims totaling $35.7M in payments, with an average of $8.3K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Sussex County?
No. In Sussex County, Cold Wave has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $42.6M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Sussex County?
The most active year for disaster declarations in Sussex County was 1993, with 2 declarations. The county has FEMA disaster data spanning 1965 to 2026.
What is the FEMA National Risk Index score for Sussex County?
According to the FEMA National Risk Index, Sussex County, Delaware has an overall risk score of 94.1 out of 100 (Relatively Moderate). On social vulnerability the county rates Relatively High; on community resilience, Relatively Moderate. The Expected Annual Loss (EAL) score is Relatively Moderate, representing $119.3M in annualized losses.
Which natural hazard poses the greatest risk to Sussex County?
FEMA's NRI data points to Sussex County is Cold Wave (risk rating: Relatively High). Other significant hazards include Coastal Flooding (Very High) and Hurricane (Relatively High). FEMA's modeled event frequency puts cold wave here at roughly once every 1 years, drawn from 12 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Sussex County · vintage 2026-08-25 · Methodology · Delaware profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events