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Oklahoma · FEMA + NOAA + National Risk Index

Texas County, OK

21 FEMA disaster declarations (2001-2026), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.

21
FEMA declarations
11
Major disasters
57
NRI risk · Relatively Low
Severe Storm
Top hazard

The verdict

Texas County has a nationally busy FEMA history: 21 declarations, more than 52% of counties in this registry. But the state comparison tempers that reading: the total is 35% below the Oklahoma county mean. FEMA's separate National Risk Index places the county in the riskiest 43%; that score models loss and vulnerability rather than counting declarations.

Riskiest 43%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
21
FEMA declarations vs 21 national county avg
3
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Fire Management Assistance (FM) records, which are not presidential disaster declarations, alongside Major Disaster (DR) and Emergency (EM) records.

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FEMA OpenFEMA declaration desk

County FIPS 40139 · Texas County 21 declarations · rank 1577/3,266

DECL-HEAVY · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-HEAVY 21
  • MAJOR-MID 52%
  • RANK-LOWER #1,577
  • PHOTO-FINISH Montgomery
  • NRI-LOW 57
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-BELOW -35%

Nearest declaration peer: Montgomery, IN (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Oklahoma state profile

Texas County in the declaration-count neighbourhood

FEMA declaration records among Texas County and nearest peers by total count

declarations

What this shows Texas County carries 21 FEMA declaration records, ranked 1577 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Texas County's FEMA declaration count compares nationally

Texas County vs. all counties in this dataset

FEMA disaster declarations, all-time · Texas County

21 Top 48% higher than 52% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Texas County's FEMA Risk Index score

0/100100/100Oklahoma avg56/10056.6/100
FEMA National Risk Index composite score vs. the Oklahoma county average

What does Texas County's hazard record show?

FEMA National Risk Index

This county carries a high composite score on FEMA's National Risk Index, 56.6/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $19.5M in annualized losses), and a Relatively Low social-vulnerability profile combined with Very Low community resilience shapes how much of that raw exposure becomes realized harm. Of the 18 hazards FEMA models, Drought stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at 133 modeled event-days per year here, based on 3,731 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 3 claims and $125.3K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

Start with the state benchmark: a Oklahoma county averages 32.2 federal declaration records, while Texas County has 21. The gap is 35% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

49 /100

Historical Activity Index

Moderate historical activity

Texas County, OK · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
15/30

21 OpenFEMA declarations, full ingest window (1.0x national county average)

County Disaster Density Moderate
8/25

21 declarations (0.7x state county average of 32)

Major Disaster Share High
13/25

11 of 21 declarations are major disasters (52%)

Hazard Diversity High
13/20

5 different disaster types declared in Texas County

FEMA NRI 8-hazard radar - Texas County

Texas County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 8, Hurricane 0, Tornado 25, Wildfire 25, Drought 70, Heat Wave 8, Winter Storm 70. The simple mean of these eight displayed scores is 27 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 27 8-hazard mean
Texas County NRI risk profile FIPS 40139 · displayed-hazard mean 27/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

21

Above median

Major Disaster share

52%

Major-heavy

NRI risk score

57

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Texas County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Drought Relatively High 133 modeled event-days per year
Winter Weather Relatively High an average of 11 times per year
Cold Wave Relatively Moderate an average of 3.2 times per year
Wildfire Relatively Low roughly once every 171 years
Lightning Relatively Moderate an average of 43 times per year
Ice Storm Relatively Moderate roughly once every 3 years
Hail Relatively Low an average of 6.8 times per year
Tornado Relatively Low an average of 1.4 times per year
Strong Wind Relatively Low an average of 2.9 times per year
Earthquake Very Low roughly once every 1,377 years
Heat Wave Very Low 1.3 modeled event-days per year
Riverine Flooding Very Low roughly once every 2 years
Landslide Very Low roughly once every 4 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 8
Severe Ice Storm 6
Fire 4
Biological 2
Hurricane 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Texas County's record, 38% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 11 52.4%

of all 21 declarations

Emergency - 7 33.3%

of all 21 declarations

Fire Management - 3 14.3%

of all 21 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2022 1
2021 2
2020 2
2017 2
2011 2
2010 3
2008 1
2007 2
2006 1
2005 1
2003 1
2002 1
2001 1

Disaster Declarations

How the 21 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 21 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
5616 STEVENS FIRE FM Fire 2026-02-17
5421 COBB FIRE FM Fire 2021-12-15
4587 SEVERE WINTER STORMS DR Severe Ice Storm 2021-02-24
3555 SEVERE WINTER STORM EM Severe Ice Storm 2021-02-17
4530 COVID-19 PANDEMIC DR Biological 2020-04-05
3462 COVID-19 EM Biological 2020-03-13
4315 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2017-05-26
4299 SEVERE WINTER STORM DR Severe Storm 2017-02-10
2879 GUYMON FIRE FM Fire 2011-04-03
3316 SEVERE WINTER STORM EM Severe Storm 2011-02-02
1926 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2010-07-26
1883 SEVERE WINTER STORM DR Severe Ice Storm 2010-03-05
3308 SEVERE WINTER STORM EM Severe Storm 2010-01-30
3280 SEVERE WINTER STORMS EM Severe Ice Storm 2007-12-10
1677 SEVERE WINTER STORM DR Severe Storm 2007-02-01
3272 SEVERE WINTER STORMS AND FLOODING EM Severe Ice Storm 2007-01-14
1623 EXTREME WILDFIRE THREAT DR Fire 2006-01-10
3219 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-05
1465 SEVERE STORMS AND TORNADOES DR Severe Storm 2003-05-10
1401 SEVERE WINTER ICE STORM DR Severe Ice Storm 2002-02-01
Show 1 earlier declaration records
DR# Title Type Incident Date
1384 SEVERE STORMS, FLOODING, AND TORNADOES DR Severe Storm 2001-06-29

Storm Events in Oklahoma

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Texas County.

Storm Type Events Fatalities Injuries Property Damage
Hail 5,894 0 1 $19.8M
Thunderstorm Wind 5,592 6 36 $199.5M
Drought 2,935 0 0 $0
Heat 2,134 7 428 $0
Excessive Heat 1,771 2 401 $0

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

3

Total Paid

$125.3K

Avg Per Claim

$41.8K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 56.6/100

Expected Annual Loss

Relatively Low

$19.5M/year

Social Vulnerability

Relatively Low

Community Resilience

Very Low

Hazard Risk Breakdown

Drought Relatively High
Winter Weather Relatively High
Cold Wave Relatively Moderate
Wildfire Relatively Low
Lightning Relatively Moderate
Ice Storm Relatively Moderate
Hail Relatively Low
Tornado Relatively Low
Strong Wind Relatively Low
Earthquake Very Low
Heat Wave Very Low
Riverine Flooding Very Low
Landslide Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Drought

Drought is the slowest of the modeled hazards and the least visible: it does its damage to agriculture, water supply and soil over seasons rather than hours, so it rarely produces the kind of single-day damage that drives a disaster declaration. FEMA scores it in event-days per year rather than discrete events for exactly that reason.

Worth noting for Texas County: the model and the federal record do NOT point at the same hazard. Drought carries the highest modeled rating (Relatively High), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Texas County's closest FEMA peer: Jenkins County, GA

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Texas County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Texas County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Texas County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 21 FEMA declarations, Texas County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Texas County?
The most common disaster type in Texas County is Severe Storm, with 8 declarations. Other disaster types include Severe Ice Storm (6), Fire (4), Biological (2).
How does Texas County's FEMA declaration record compare with the Oklahoma average?
The typical Oklahoma county has 32.2 FEMA declaration records; Texas County has 21, or 35% fewer. Against the national county mean of 20.7, this county's total is 1% higher. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Texas County received?
Texas County has received 11 major disaster declarations, representing 52% of all 21 disaster declarations.
How many flood insurance claims has Texas County filed?
Texas County has 3 National Flood Insurance Program (NFIP) claims totaling $125.3K in payments, with an average of $41.8K per claim.
What was the worst year for disasters in Texas County?
The most active year for disaster declarations in Texas County was 2010, with 3 declarations. The county has FEMA disaster data spanning 2001 to 2026.
What is the FEMA National Risk Index score for Texas County?
According to the FEMA National Risk Index, Texas County, Oklahoma has an overall risk score of 56.6 out of 100 (Relatively Low). The county's social vulnerability rating is Relatively Low and community resilience is Very Low. The Expected Annual Loss (EAL) score is Relatively Low, representing $19.5M in annualized losses.
Which natural hazard poses the greatest risk to Texas County?
Based on FEMA NRI data, the highest-risk natural hazard in Texas County is Drought (risk rating: Relatively High). Other significant hazards include Winter Weather (Relatively High) and Cold Wave (Relatively Moderate). FEMA's modeled event frequency puts drought here at 133 modeled event-days per year, drawn from 3,731 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Texas County · vintage 2026-08-25 · Methodology · Oklahoma profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events