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Montana · FEMA + NOAA + National Risk Index

Treasure County, MT

11 FEMA disaster declarations (1978-2024), with a FEMA National Risk Index rating of Very Low. Most common hazard: Flood.

11
FEMA declarations
9
Major disasters
1
NRI risk · Very Low
Flood
Top hazard

The verdict

Two federal records point in the busier direction for Treasure County. Its 11 FEMA declarations are 0% above the Montana county mean and exceed the count for 12% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it safer than 1%, based on modeled expected annual loss, social vulnerability, and community resilience.

Safer than 1%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
11
FEMA declarations vs 21 national county avg
5
flood declarations, the most common hazard here

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 30103 · Treasure County 11 declarations · rank 2849/3,266

DECL-MID · MAJOR-HEAVY · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-MID 11
  • MAJOR-HEAVY 82%
  • RANK-LOWER #2,849
  • PHOTO-FINISH Meeker
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Flood
  • VS-ST-ABOVE +0%

Nearest declaration peer: Meeker, MN (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Montana state profile

Treasure County among counties with fewer federal records

FEMA declaration records among Treasure County and nearest peers by total count

declarations

What this shows Treasure County carries 11 FEMA declaration records, ranked 2849 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Treasure County versus quieter counties in this dataset

Treasure County among lower-declaration counties nationally

FEMA disaster declarations, all-time · Treasure County

11 12th percentile higher than 12% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Treasure County's FEMA Risk Index score

0/100100/100Montana avg33/1000.5/100
FEMA National Risk Index composite score vs. the Montana county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Treasure County is led by Riverine Flooding (about $598.1K Expected Annual Loss, Historical Loss Ratio Relatively High), while Wildfire carries the highest National Risk Index rating (Relatively Low). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Treasure County's hazard record show?

FEMA National Risk Index

This county sits at the very bottom of FEMA's National Risk Index nationally, a composite score of 0.5/100 (rated Very Low). Projected losses are minimal, Expected Annual Loss reads Very Low (roughly $1.1M in annualized losses), and the county's exposure is shaped by a Very Low social-vulnerability profile and Very Low community resilience. Even the county's top-rated hazard, Wildfire, only reaches Relatively Low on FEMA's scale, none of the 18 modeled hazards stand out here. FEMA's modeled frequency puts that hazard at roughly once every 167 years here.

Reading the federal records together

No paid-claim row for this county appears in the NFIP county table used by PlainHazard. That absence is not evidence that flooding never occurred: the register observes claims under federal flood-insurance policies, not uninsured losses, emergency reports, or every flood outside the program. The FEMA declaration history below is therefore the available federal-action record on this page.

The declaration register points in the busier direction. Treasure County's 11 federal records stand 0% above the Montana county mean of 11.0. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

54 /100

Historical Activity Index

High historical activity

Treasure County, MT · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
8/30

11 OpenFEMA declarations, full ingest window (0.5x national county average)

County Disaster Density High
13/25

11 declarations (1.0x state county average of 11)

Major Disaster Share Very High
20/25

9 of 11 declarations are major disasters (82%)

Hazard Diversity High
13/20

5 different disaster types declared in Treasure County

FEMA NRI 8-hazard radar - Treasure County

Treasure County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 8, Hurricane 0, Tornado 8, Wildfire 25, Drought 8, Heat Wave 8, Winter Storm 8. The simple mean of these eight displayed scores is 9 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 9 8-hazard mean
Treasure County NRI risk profile FIPS 30103 · displayed-hazard mean 9/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

11

Low volume

Major Disaster share

82%

Mostly major

NRI risk score

1

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Treasure County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Wildfire Relatively Low roughly once every 167 years
Drought Very Low 70 modeled event-days per year
Cold Wave Very Low an average of 3.8 times per year
Landslide Very Low roughly once every 2 years
Winter Weather Very Low an average of 16 times per year
Hail Very Low an average of 1.6 times per year
Heat Wave Very Low 2.3 modeled event-days per year
Lightning Very Low an average of 29 times per year
Earthquake Very Low roughly once every 3,086 years
Strong Wind Very Low roughly once every 1 years
Riverine Flooding Very Low roughly once every 3 years
Tornado Very Low roughly once every 18 years
Ice Storm Very Low roughly once every 67 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Flood 5
Biological 2
Severe Storm 2
Hurricane 1
Fire 1

What Flood declarations mean here

Flood is the most frequent declaration type on Treasure County's record, 45% of its declarations. Federal flood declarations cover two mechanisms that behave very differently: riverine flooding, which builds over days as a watershed drains and is usually forecast well in advance, and flash flooding, which can arrive in under an hour from rainfall that fell somewhere upstream.

Flood is also the one hazard class where a second federal dataset exists for the same events. The National Flood Insurance Program records what was actually paid on insured losses, so it measures a narrower thing than the declaration count: uninsured damage, and flooding outside mapped special flood hazard areas, never enters it. Reading the two together is more informative than either alone.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 9 81.8%

of all 11 declarations

Emergency - 2 18.2%

of all 11 declarations

FEMA Declarations Timeline

Year Declarations
2024 1
2022 1
2020 2
2019 2
2011 1
2005 1
2000 1
1997 1
1978 1

Disaster Declarations

How the 11 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 11 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4745 FLOODING DR Flood 2023-10-11
4655 SEVERE STORM AND FLOODING DR Flood 2022-06-16
4508 COVID-19 PANDEMIC DR Biological 2020-03-31
3476 COVID-19 EM Biological 2020-03-13
4437 FLOODING DR Flood 2019-05-24
4405 FLOODING DR Flood 2018-10-31
1996 SEVERE STORMS AND FLOODING DR Severe Storm 2011-06-17
3253 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-13
1340 WILDFIRES DR Fire 2000-08-30
1183 SEVERE STORMS,ICE JAMS, SNOW MELT, FLOODING DR Severe Storm 1997-07-25
558 SEVERE STORMS & FLOODING DR Flood 1978-05-29

Storm Events in Montana

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Treasure County.

Storm Type Events Fatalities Injuries Property Damage
High Wind 3,735 1 2 $5.3M
Thunderstorm Wind 2,396 5 24 $15.1M
Hail 2,015 0 0 $4.1M
Winter Storm 1,502 13 18 $11.2M
Heavy Snow 796 5 3 $143.0K

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

FEMA National Risk Index

Overall Risk

Very Low

Score: 0.5/100

Expected Annual Loss

Very Low

$1.1M/year

Social Vulnerability

Very Low

Community Resilience

Very Low

Hazard Risk Breakdown

Wildfire Relatively Low
Drought Very Low
Cold Wave Very Low
Landslide Very Low
Winter Weather Very Low
Hail Very Low
Heat Wave Very Low
Lightning Very Low
Earthquake Very Low
Strong Wind Very Low
Riverine Flooding Very Low
Tornado Very Low
Ice Storm Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Wildfire

Wildfire risk in the model reflects fuel, terrain, weather and how much development sits in the wildland-urban interface. It is one of the few hazards where the exposure is materially changed by land management and building choices, not only by where the county happens to be.

Worth noting for Treasure County: the model and the federal record do NOT point at the same hazard. Wildfire carries the highest modeled rating (Relatively Low), while the county's declaration history is led by Flood. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Treasure County's closest FEMA peer: Brown County, NE

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Treasure County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Treasure County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Treasure County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 11 FEMA declarations, Treasure County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Treasure County?
The most common disaster type in Treasure County is Flood, with 5 declarations. Other disaster types include Biological (2), Severe Storm (2), Hurricane (1).
How does Treasure County's FEMA declaration record compare with the Montana average?
FEMA lists 11 declaration records for Treasure County. That is 0% above the Montana county mean of 11.0. Its count is also 47% below the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Treasure County received?
Treasure County has received 9 major disaster declarations, representing 82% of all 11 disaster declarations.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Treasure County?
No. In Treasure County, Wildfire has the highest National Risk Index rating (Relatively Low), while Riverine Flooding leads Expected Annual Loss at about $598.1K. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Treasure County?
The most active year for disaster declarations in Treasure County was 2019, with 2 declarations. The county has FEMA disaster data spanning 1978 to 2024.
What is the FEMA National Risk Index score for Treasure County?
According to the FEMA National Risk Index, Treasure County, Montana has an overall risk score of 0.5 out of 100 (Very Low). Social vulnerability here rates Very Low, while community resilience comes in at Very Low. The Expected Annual Loss (EAL) score is Very Low, representing $1.1M in annualized losses.
Which natural hazard poses the greatest risk to Treasure County?
The top hazard flagged by FEMA's NRI for Treasure County is Wildfire (risk rating: Relatively Low). Other significant hazards include Drought (Very Low) and Cold Wave (Very Low). FEMA's modeled event frequency puts wildfire here at roughly once every 167 years. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Treasure County · vintage 2026-08-25 · Methodology · Montana profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events