FEMA Records
14
Low volume
Georgia · FEMA + NOAA + National Risk Index
Troup County, GA
14 FEMA disaster declarations (1977-2026), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Hurricane.
- 14
- FEMA declarations
- 7
- Major disasters
- 60
- NRI risk · Relatively Low
- Hurricane
- Top hazard
The verdict
Troup County has a nationally busy FEMA history: 14 declarations, more than 20% of counties in this registry. But the state comparison tempers that reading: the total is 19% below the Georgia county mean. FEMA's separate National Risk Index places the county in the riskiest 40%; that score models loss and vulnerability rather than counting declarations.
- Riskiest 40%
- of U.S. counties for FEMA National Risk Index score
- Relatively Low
- FEMA National Risk Index rating
- 14
- FEMA declarations vs 21 national county avg
- 76
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.
FEMA OpenFEMA declaration desk
County FIPS 13285 · Troup County 14 declarations · rank 2610/3,266
DECL-MID · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW
- DECL-MID 14
- MAJOR-MID 50%
- RANK-LOWER #2,610
- PHOTO-FINISH Pulaski
- NRI-LOW 60
- ACT-HIGH High
- TYPE-LEAD Hurricane
- VS-ST-BELOW -19%
Nearest declaration peer: Pulaski, IL (0 declaration gap)
FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Georgia state profile
Troup County among counties with fewer federal records
FEMA declaration records among Troup County and nearest peers by total count
- Los Angeles · largest
Los Angeles · largest
88 declarations
- Franklin (city) · near 14
Franklin (city) · near
14 declarations
- Harris · near 14
Harris · near
14 declarations
- Pulaski · near 14
Pulaski · near
14 declarations
- Troup · this county 14
Troup · this county
14 declarations
- Ujelang · smallest 1
Ujelang · smallest
1 declarations
What this shows Troup County carries 14 FEMA declaration records, ranked 2610 of 3,266 counties in this registry.
Troup County versus quieter counties in this dataset
Troup County among lower-declaration counties nationally
FEMA disaster declarations, all-time · Troup County
14 20th percentile higher than 20% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-25
Troup County's FEMA Risk Index score
Which hazard drives modeled loss here?
FEMA's modeled annual dollar loss for Troup County is led by Riverine Flooding (about $9.8M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Hurricane carries the highest National Risk Index rating (Relatively Low). EAL and risk score use different inputs; they need not agree.
Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.
What does Troup County's hazard record show?
Reading the federal records together
The NFIP claims register shows a middle-volume loss record here: 76 paid claims, totaling $1.9M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $24.6K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.
Start with the state benchmark: a Georgia county averages 17.4 federal declaration records, while Troup County has 14. The gap is 19% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.
FEMA National Risk Index
This county carries a high composite score on FEMA's National Risk Index, 59.9/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $17.3M in annualized losses), and a Relatively High social-vulnerability profile combined with Relatively Moderate community resilience shapes how much of that raw exposure becomes realized harm. Even the county's top-rated hazard, Hurricane, only reaches Relatively Low on FEMA's scale, none of the 18 modeled hazards stand out here. FEMA's modeled frequency puts that hazard at roughly once every 12 years here, based on 24 historical events on record.
53 /100
Historical Activity Index
High historical activity
Troup County, GA · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) Moderate
10/30
14 OpenFEMA declarations, full ingest window (0.7x national county average)
County Disaster Density Moderate
10/25
14 declarations (0.8x state county average of 17)
Major Disaster Share High
13/25
7 of 14 declarations are major disasters (50%)
Hazard Diversity Very High
20/20
8 different disaster types declared in Troup County
FEMA NRI 8-hazard radar - Troup County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
50%
Major-heavy
NRI risk score
60
Relatively Low
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Troup County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Hurricane | Relatively Low | roughly once every 12 years |
| Tornado | Relatively Moderate | roughly once every 3 years |
| Lightning | Relatively Moderate | an average of 63 times per year |
| Earthquake | Relatively Low | roughly once every 649 years |
| Heat Wave | Relatively Low | 3.6 modeled event-days per year |
| Riverine Flooding | Relatively Low | roughly once every 3 years |
| Strong Wind | Relatively Moderate | an average of 1.9 times per year |
| Hail | Relatively Low | an average of 4 times per year |
| Ice Storm | Relatively Moderate | roughly once every 2 years |
| Wildfire | Very Low | roughly once every 1,002 years |
| Cold Wave | Relatively Low | roughly once every 2 years |
| Landslide | Very Low | roughly once every 3 years |
| Winter Weather | Very Low | an average of 1.2 times per year |
| Drought | No Rating | 48 modeled event-days per year |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Hurricane 4
Severe Storm 3
Biological 2
Winter Storm 1
Tropical Storm 1
Severe Ice Storm 1
Tornado 1
Drought 1
What Hurricane declarations mean here
Hurricane is the most frequent declaration type on Troup County's federal record, 29% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.
One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Emergency - 7 50.0%
of all 14 declarations
Major Disaster - 7 50.0%
of all 14 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2026 | 1 | |
| 2024 | 1 | |
| 2023 | 1 | |
| 2020 | 2 | |
| 2017 | 2 | |
| 2016 | 1 | |
| 2014 | 1 | |
| 2011 | 1 | |
| 2005 | 1 | |
| 1996 | 1 | |
| 1994 | 1 | |
| 1977 | 1 | |
Disaster Declarations
How the 14 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 14 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 3642 | SEVERE WINTER STORM | EM | Winter Storm | 2026-01-24 |
| 3616 | HURRICANE HELENE | EM | Tropical Storm | 2024-09-26 |
| 4685 | SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES | DR | Severe Storm | 2023-01-16 |
| 4501 | COVID-19 PANDEMIC | DR | Biological | 2020-03-29 |
| 3464 | COVID-19 | EM | Biological | 2020-03-13 |
| 4338 | HURRICANE IRMA | DR | Hurricane | 2017-09-15 |
| 3387 | HURRICANE IRMA | EM | Hurricane | 2017-09-08 |
| 4259 | SEVERE STORMS AND FLOODING | DR | Severe Storm | 2016-02-26 |
| 3368 | SEVERE WINTER STORM | EM | Severe Ice Storm | 2014-02-11 |
| 1973 | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND ASSOCIATED FLOODING | DR | Severe Storm | 2011-04-29 |
| 3218 | HURRICANE KATRINA EVACUATION | EM | Hurricane | 2005-09-05 |
| 1071 | HURRICANE OPAL | DR | Hurricane | 1995-10-10 |
| 1033 | TORNADOES, FLOODING TORRENTIAL RAIN(TROP STORM ALBERTO) | DR | Tornado | 1994-07-07 |
| 3044 | DROUGHT | EM | Drought | 1977-07-20 |
Storm Events in Georgia
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Troup County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Thunderstorm Wind | 9,617 | 15 | 75 | $65.4M |
| Drought | 1,363 | 0 | 0 | $0 |
| Hail | 1,257 | 0 | 0 | $61.8M |
| Flash Flood | 1,154 | 0 | 3 | $29.3M |
| Tropical Storm | 655 | 28 | 19 | $855.3M |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
76
Total Paid
$1.9M
Avg Per Claim
$24.6K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Relatively Low
Score: 59.9/100
Expected Annual Loss
Relatively Low
$17.3M/year
Social Vulnerability
Relatively High
Community Resilience
Relatively Moderate
Hazard Risk Breakdown
Hurricane Relatively Low
Tornado Relatively Moderate
Lightning Relatively Moderate
Earthquake Relatively Low
Heat Wave Relatively Low
Riverine Flooding Relatively Low
Strong Wind Relatively Moderate
Hail Relatively Low
Ice Storm Relatively Moderate
Wildfire Very Low
Cold Wave Relatively Low
Landslide Very Low
Winter Weather Very Low
Drought No Rating
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Hurricane
Hurricane exposure in the model bundles the three ways a tropical system does harm, which arrive on different timescales and are insured differently: wind, storm surge on the coast, and rainfall flooding that can reach far inland well after landfall.
For Troup County the two measures on this page point the same way: Hurricane is the county's highest-rated modeled hazard (Relatively Low), and Hurricane declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Troup County's closest FEMA peer: Wheeler County, TX
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Troup County. Record similarity, not a safety rating.
Closest declaration profiles
Troup County shows 14 FEMA declarations, led by Hurricane.
Similar Major-disaster share
Troup County: 7 of 14 of its declarations are Major.
Similar modeled NRI score
Troup County: NRI composite 59.9 (Relatively Low).
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Troup County - capture-dated entries only.
Compare beyond this state
Nationwide peers by NRI score & FEMA declaration volume
Two PlainHazard-derived comparison paths for Troup County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.
Similar NRI composite
Nearest out-of-state counties by FEMA NRI score. This county: 59.9 (Relatively Low).
Similar declaration volume
Nearest out-of-state counties by FEMA declaration count. This county: 14. NRI peers are excluded so the two link sets stay distinct.
Further reading for this county
Understanding disaster data
Troup County's NFIP claims file (76 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Frequently Asked Questions
What is the most common disaster type in Troup County?
The most common disaster type in Troup County is Hurricane, with 4 declarations. Other disaster types include Severe Storm (3), Biological (2), Winter Storm (1).
How does Troup County's FEMA declaration record compare with the Georgia average?
The typical Georgia county has 17.4 FEMA declaration records; Troup County has 14, or 19% fewer. Against the national county mean of 20.7, this county's total is 32% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Troup County received?
Troup County has received 7 major disaster declarations, representing 50% of all 14 disaster declarations.
How many flood insurance claims has Troup County filed?
Troup County has 76 National Flood Insurance Program (NFIP) claims totaling $1.9M in payments, with an average of $24.6K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Troup County?
No. In Troup County, Hurricane has the highest National Risk Index rating (Relatively Low), while Riverine Flooding leads Expected Annual Loss at about $9.8M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Troup County?
The most active year for disaster declarations in Troup County was 2017, with 2 declarations. The county has FEMA disaster data spanning 1977 to 2026.
What is the FEMA National Risk Index score for Troup County?
According to the FEMA National Risk Index, Troup County, Georgia has an overall risk score of 59.9 out of 100 (Relatively Low). On social vulnerability the county rates Relatively High; on community resilience, Relatively Moderate. The Expected Annual Loss (EAL) score is Relatively Low, representing $17.3M in annualized losses.
Which natural hazard poses the greatest risk to Troup County?
FEMA's NRI data points to Troup County as of the latest release is Hurricane (risk rating: Relatively Low). Other significant hazards include Tornado (Relatively Moderate) and Lightning (Relatively Moderate). FEMA's modeled event frequency puts hurricane here at roughly once every 12 years, drawn from 24 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
FEMA OpenFEMA declarations + NRI for Troup County · vintage 2026-08-25 · Methodology · Georgia profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events