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California · FEMA + NOAA + National Risk Index

Tuolumne County, CA

22 FEMA disaster declarations (1965-2026), with a FEMA National Risk Index rating of Relatively Moderate. Most common hazard: Flood.

22
FEMA declarations
15
Major disasters
85
NRI risk · Relatively Moderate
Flood
Top hazard

The verdict

Tuolumne County has a nationally busy FEMA history: 22 declarations, more than 57% of counties in this registry. But the state comparison tempers that reading: the total is 23% below the California county mean. FEMA's separate National Risk Index places the county in the riskiest 15%; that score models loss and vulnerability rather than counting declarations.

Riskiest 15%
of U.S. counties for FEMA National Risk Index score
Relatively Moderate
FEMA National Risk Index rating
22
FEMA declarations vs 21 national county avg
20
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Fire Management Assistance (FM) records, which are not presidential disaster declarations, alongside Major Disaster (DR) and Emergency (EM) records.

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FEMA OpenFEMA declaration desk

County FIPS 06109 · Tuolumne County 22 declarations · rank 1250/3,266

DECL-HEAVY · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-MID · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-HEAVY 22
  • MAJOR-MID 68%
  • RANK-LOWER #1,250
  • PHOTO-FINISH Hardy
  • NRI-MID 85
  • ACT-HIGH High
  • TYPE-LEAD Flood
  • VS-ST-BELOW -23%

Nearest declaration peer: Hardy, WV (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · California state profile

Tuolumne County in the declaration-count neighbourhood

FEMA declaration records among Tuolumne County and nearest peers by total count

declarations

What this shows Tuolumne County carries 22 FEMA declaration records, ranked 1250 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Tuolumne County's FEMA declaration count compares nationally

Tuolumne County vs. all counties in this dataset

FEMA disaster declarations, all-time · Tuolumne County

22 Top 43% higher than 57% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Tuolumne County's FEMA Risk Index score

0/100100/100California avg89/10085.2/100
FEMA National Risk Index composite score vs. the California county average

What does Tuolumne County's hazard record show?

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 85.2/100 (Relatively Moderate). Expected Annual Loss is rated Relatively Low (roughly $50.6M in annualized losses). Social vulnerability reads Relatively Moderate and community resilience Relatively Moderate, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Wildfire stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at roughly once every 81 years here.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 20 claims and $308.8K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

Start with the state benchmark: a California county averages 28.5 federal declaration records, while Tuolumne County has 22. The gap is 23% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

58 /100

Historical Activity Index

High historical activity

Tuolumne County, CA · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
16/30

22 OpenFEMA declarations, full ingest window (1.1x national county average)

County Disaster Density Moderate
10/25

22 declarations (0.8x state county average of 29)

Major Disaster Share High
17/25

15 of 22 declarations are major disasters (68%)

Hazard Diversity Very High
15/20

6 different disaster types declared in Tuolumne County

FEMA NRI 8-hazard radar - Tuolumne County

Tuolumne County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 48, Hurricane 0, Tornado 8, Wildfire 70, Drought 48, Heat Wave 48, Winter Storm 48. The simple mean of these eight displayed scores is 37 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 37 8-hazard mean
Tuolumne County NRI risk profile FIPS 06109 · displayed-hazard mean 37/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

22

Above median

Major Disaster share

68%

Major-heavy

NRI risk score

85

Relatively Moderate

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Tuolumne County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Wildfire Relatively High roughly once every 81 years
Landslide Relatively Moderate an average of 4.4 times per year
Heat Wave Relatively Moderate 3.3 modeled event-days per year
Riverine Flooding Relatively Moderate roughly once every 1 years
Drought Relatively Moderate 91 modeled event-days per year
Lightning Relatively Moderate an average of 20 times per year
Earthquake Relatively Low roughly once every 58 years
Winter Weather Relatively Moderate an average of 33 times per year
Volcanic Activity Very Low roughly once every 1,429 years
Avalanche Very Low roughly once every 30 years
Strong Wind Very Low roughly once every 20 years
Hail Very Low roughly once every 9 years
Tornado Very Low roughly once every 8 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Flood 7
Severe Storm 6
Fire 5
Biological 2
Hurricane 1
Drought 1

What Flood declarations mean here

Flood is the most frequent declaration type on Tuolumne County's record, 32% of its declarations. Federal flood declarations cover two mechanisms that behave very differently: riverine flooding, which builds over days as a watershed drains and is usually forecast well in advance, and flash flooding, which can arrive in under an hour from rainfall that fell somewhere upstream.

Flood is also the one hazard class where a second federal dataset exists for the same events. The National Flood Insurance Program records what was actually paid on insured losses, so it measures a narrower thing than the declaration count: uninsured damage, and flooding outside mapped special flood hazard areas, never enters it. Reading the two together is more informative than either alone.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 15 68.2%

of all 22 declarations

Emergency - 5 22.7%

of all 22 declarations

Fire Management - 2 9.1%

of all 22 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2023 3
2020 3
2019 1
2017 3
2014 1
2013 1
2006 1
2005 1
1999 1
1997 1
1995 1
1986 1
1977 1
1969 1
Show 1 earlier declaration years
1965 1

Disaster Declarations

How the 22 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 22 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
5652 DOVE FIRE FM Fire 2026-07-26
4699 SEVERE WINTER STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2023-04-03
3592 SEVERE WINTER STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES EM Flood 2023-03-10
4683 SEVERE WINTER STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2023-01-14
4558 WILDFIRES DR Fire 2020-08-22
4482 COVID-19 PANDEMIC DR Biological 2020-03-22
3428 COVID-19 EM Biological 2020-03-13
4434 SEVERE WINTER STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2019-05-17
4308 SEVERE WINTER STORMS, FLOODING, AND MUDSLIDES DR Flood 2017-04-01
4305 SEVERE WINTER STORMS, FLOODING, AND MUDSLIDES DR Flood 2017-03-16
4301 SEVERE WINTER STORMS, FLOODING, AND MUDSLIDES DR Severe Storm 2017-02-14
4158 RIM FIRE DR Fire 2013-12-13
5049 RIM FIRE FM Fire 2013-08-23
1646 SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2006-06-05
3248 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-13
3140 CA-WILDFIRES-08/25/1999 EM Fire 1999-09-01
1155 SEVERE STORMS, FLOODING, MUD AND LANDSLIDES DR Severe Storm 1997-01-04
1046 SEVERE WINTER STORMS, FLOODING LANDSLIDES, MUD FLOW DR Severe Storm 1995-03-12
758 SEVERE STORMS & FLOODING DR Flood 1986-02-21
3023 DROUGHT EM Drought 1977-01-20
Show 2 earlier declaration records
DR# Title Type Incident Date
253 SEVERE STORMS & FLOODING DR Flood 1969-01-26
183 HEAVY RAINS & FLOODING DR Flood 1964-12-24

Storm Events in California

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Tuolumne County.

Storm Type Events Fatalities Injuries Property Damage
High Wind 4,070 13 27 $228.2M
Flood 3,132 26 25 $985.1M
Heavy Snow 1,814 6 0 $1.6M
Dense Fog 1,605 52 148 $2.8M
Drought 1,421 0 0 $0

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

20

Total Paid

$308.8K

Avg Per Claim

$15.4K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Moderate

Score: 85.2/100

Expected Annual Loss

Relatively Low

$50.6M/year

Social Vulnerability

Relatively Moderate

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Wildfire Relatively High
Landslide Relatively Moderate
Heat Wave Relatively Moderate
Riverine Flooding Relatively Moderate
Drought Relatively Moderate
Lightning Relatively Moderate
Earthquake Relatively Low
Winter Weather Relatively Moderate
Volcanic Activity Very Low
Avalanche Very Low
Strong Wind Very Low
Hail Very Low
Tornado Very Low
Cold Wave No Rating

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Wildfire

Wildfire risk in the model reflects fuel, terrain, weather and how much development sits in the wildland-urban interface. It is one of the few hazards where the exposure is materially changed by land management and building choices, not only by where the county happens to be.

Worth noting for Tuolumne County: the model and the federal record do NOT point at the same hazard. Wildfire carries the highest modeled rating (Relatively High), while the county's declaration history is led by Flood. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Tuolumne County's closest FEMA peer: Bath County, VA

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Tuolumne County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Tuolumne County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Tuolumne County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 22 FEMA declarations, Tuolumne County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Tuolumne County?
The most common disaster type in Tuolumne County is Flood, with 7 declarations. Other disaster types include Severe Storm (6), Fire (5), Biological (2).
How does Tuolumne County's FEMA declaration record compare with the California average?
The typical California county has 28.5 FEMA declaration records; Tuolumne County has 22, or 23% fewer. Against the national county mean of 20.7, this county's total is 6% higher. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Tuolumne County received?
Tuolumne County has received 15 major disaster declarations, representing 68% of all 22 disaster declarations.
How many flood insurance claims has Tuolumne County filed?
Tuolumne County has 20 National Flood Insurance Program (NFIP) claims totaling $308.8K in payments, with an average of $15.4K per claim.
What was the worst year for disasters in Tuolumne County?
The most active year for disaster declarations in Tuolumne County was 2017, with 3 declarations. The county has FEMA disaster data spanning 1965 to 2026.
What is the FEMA National Risk Index score for Tuolumne County?
According to the FEMA National Risk Index, Tuolumne County, California has an overall risk score of 85.2 out of 100 (Relatively Moderate). On social vulnerability the county rates Relatively Moderate; on community resilience, Relatively Moderate. The Expected Annual Loss (EAL) score is Relatively Low, representing $50.6M in annualized losses.
Which natural hazard poses the greatest risk to Tuolumne County?
Based on FEMA NRI data, the highest-risk natural hazard in Tuolumne County as of the latest release is Wildfire (risk rating: Relatively High). Other significant hazards include Landslide (Relatively Moderate) and Heat Wave (Relatively Moderate). FEMA's modeled event frequency puts wildfire here at roughly once every 81 years. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Tuolumne County · vintage 2026-08-25 · Methodology · California profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events