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Michigan · FEMA + NOAA + National Risk Index

Washtenaw County, MI

12 FEMA disaster declarations (1965-2026), with a FEMA National Risk Index rating of Relatively Moderate. Most common hazard: Snowstorm.

12
FEMA declarations
6
Major disasters
89
NRI risk · Relatively Moderate
Snowstorm
Top hazard

The verdict

Two federal records point in the busier direction for Washtenaw County. Its 12 FEMA declarations are 20% above the Michigan county mean and exceed the count for 14% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 11%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 11%
of U.S. counties for FEMA National Risk Index score
Relatively Moderate
FEMA National Risk Index rating
12
FEMA declarations vs 21 national county avg
133
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 26161 · Washtenaw County 12 declarations · rank 2787/3,266

DECL-MID · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-MID · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-MID 12
  • MAJOR-MID 50%
  • RANK-LOWER #2,787
  • PHOTO-FINISH Johnson
  • NRI-MID 89
  • ACT-HIGH High
  • TYPE-LEAD Snowstorm
  • VS-ST-ABOVE +20%

Nearest declaration peer: Johnson, KS (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Michigan state profile

Washtenaw County among counties with fewer federal records

FEMA declaration records among Washtenaw County and nearest peers by total count

declarations

What this shows Washtenaw County carries 12 FEMA declaration records, ranked 2787 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Washtenaw County versus quieter counties in this dataset

Washtenaw County among lower-declaration counties nationally

FEMA disaster declarations, all-time · Washtenaw County

12 14th percentile higher than 14% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Washtenaw County's FEMA Risk Index score

0/100100/100Michigan avg50/10089.3/100
FEMA National Risk Index composite score vs. the Michigan county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Washtenaw County is led by Riverine Flooding (about $46.6M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Strong Wind carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Washtenaw County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 133 paid claims, totaling $1.6M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $12.3K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

The declaration register points in the busier direction. Washtenaw County's 12 federal records stand 20% above the Michigan county mean of 10.0. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 89.3/100 (Relatively Moderate). Expected Annual Loss is rated Relatively Moderate (roughly $92.7M in annualized losses). Social vulnerability reads Relatively Low and community resilience Very High, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Strong Wind stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at an average of 5.7 times per year here, based on 217 historical events on record.

55 /100

Historical Activity Index

High historical activity

Washtenaw County, MI · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
9/30

12 OpenFEMA declarations, full ingest window (0.6x national county average)

County Disaster Density High
15/25

12 declarations (1.2x state county average of 10)

Major Disaster Share High
13/25

6 of 12 declarations are major disasters (50%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Washtenaw County

FEMA NRI 8-hazard radar - Washtenaw County

Washtenaw County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 48, Hurricane 8, Tornado 70, Wildfire 8, Drought 0, Heat Wave 48, Winter Storm 70. The simple mean of these eight displayed scores is 35 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 35 8-hazard mean
Washtenaw County NRI risk profile FIPS 26161 · displayed-hazard mean 35/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

12

Low volume

Major Disaster share

50%

Major-heavy

NRI risk score

89

Relatively Moderate

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Washtenaw County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Strong Wind Relatively High an average of 5.7 times per year
Tornado Relatively High roughly once every 3 years
Cold Wave Relatively High an average of 2.8 times per year
Ice Storm Relatively High an average of 1.8 times per year
Riverine Flooding Relatively Moderate an average of 1.2 times per year
Lightning Relatively High an average of 37 times per year
Heat Wave Relatively Moderate 3.7 modeled event-days per year
Hail Relatively Moderate an average of 3.1 times per year
Earthquake Relatively Low roughly once every 1,046 years
Winter Weather Relatively Moderate an average of 10 times per year
Landslide Relatively Low roughly once every 5 years
Hurricane Very Low roughly once every 112 years
Wildfire Very Low roughly once every 53,589 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Snowstorm 3
Flood 2
Severe Storm 2
Biological 2
Hurricane 1
Other 1
Tornado 1

What Snowstorm declarations mean here

Snowstorm is the most frequent declaration type on Washtenaw County's record, 25% of its declarations. Snow-related declarations work on a narrower basis than most other hazards: they are generally issued to reimburse the cost of snow removal and emergency protective measures, rather than to repair destroyed property.

The qualifying test is unusual too. FEMA assesses snowfall against record levels for the affected area, so the same storm total can qualify in a county where it is historically extreme and not qualify a few hundred miles north where it is an ordinary winter. A low snowstorm declaration count is therefore not evidence of mild winters.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 6 50.0%

of all 12 declarations

Emergency - 6 50.0%

of all 12 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2021 1
2020 2
2005 1
2004 1
2003 1
2001 1
1999 1
1980 1
1978 1
1965 1

Disaster Declarations

How the 12 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 12 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4925 SEVERE STORMS, TORNADOES, AND FLOODING DR Flood 2026-06-30
4607 SEVERE STORMS, FLOODING, AND TORNADOES DR Severe Storm 2021-07-15
4494 COVID-19 PANDEMIC DR Biological 2020-03-27
3455 COVID-19 EM Biological 2020-03-13
3225 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-07
1527 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2004-06-30
3189 POWER OUTAGE EM Other 2003-09-23
3160 SNOW EM Snowstorm 2001-01-10
3137 MI - SEVERE WEATHER 1/2 /99 EM Snowstorm 1999-01-27
631 SEVERE STORMS & FLOODING DR Flood 1980-09-08
3057 BLIZZARDS & SNOWSTORMS EM Snowstorm 1978-01-27
190 TORNADOES & SEVERE STORMS DR Tornado 1965-04-14

Storm Events in Michigan

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Washtenaw County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 3,010 10 18 $173.8M
Winter Storm 1,486 3 11 $41.8M
Winter Weather 1,254 21 38 $892.0K
Hail 962 0 0 $77.1M
High Wind 389 3 2 $668.9M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

133

Total Paid

$1.6M

Avg Per Claim

$12.3K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Moderate

Score: 89.3/100

Expected Annual Loss

Relatively Moderate

$92.7M/year

Social Vulnerability

Relatively Low

Community Resilience

Very High

Hazard Risk Breakdown

Strong Wind Relatively High
Tornado Relatively High
Cold Wave Relatively High
Ice Storm Relatively High
Riverine Flooding Relatively Moderate
Lightning Relatively High
Heat Wave Relatively Moderate
Hail Relatively Moderate
Earthquake Relatively Low
Winter Weather Relatively Moderate
Landslide Relatively Low
Hurricane Very Low
Wildfire Very Low
Drought No Rating

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Strong Wind

Strong Wind covers damaging non-thunderstorm, non-tornadic wind, the kind produced by steep pressure gradients and downslope events. It is a broad, frequent, low-drama hazard: roofs, signage, power lines and high-profile vehicles, spread across a wide area rather than concentrated on a path.

Worth noting for Washtenaw County: the model and the federal record do NOT point at the same hazard. Strong Wind carries the highest modeled rating (Relatively High), while the county's declaration history is led by Snowstorm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Washtenaw County's closest FEMA peer: Webb County, TX

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Washtenaw County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Washtenaw County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Washtenaw County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Washtenaw County's NFIP claims file (133 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Washtenaw County?
The most common disaster type in Washtenaw County is Snowstorm, with 3 declarations. Other disaster types include Flood (2), Severe Storm (2), Biological (2).
How does Washtenaw County's FEMA declaration record compare with the Michigan average?
FEMA lists 12 declaration records for Washtenaw County. That is 20% above the Michigan county mean of 10.0. Its count is also 42% below the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Washtenaw County received?
Washtenaw County has received 6 major disaster declarations, representing 50% of all 12 disaster declarations.
How many flood insurance claims has Washtenaw County filed?
Washtenaw County has 133 National Flood Insurance Program (NFIP) claims totaling $1.6M in payments, with an average of $12.3K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Washtenaw County?
No. In Washtenaw County, Strong Wind has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $46.6M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Washtenaw County?
The most active year for disaster declarations in Washtenaw County was 2020, with 2 declarations. The county has FEMA disaster data spanning 1965 to 2026.
What is the FEMA National Risk Index score for Washtenaw County?
According to the FEMA National Risk Index, Washtenaw County, Michigan has an overall risk score of 89.3 out of 100 (Relatively Moderate). On social vulnerability the county rates Relatively Low; on community resilience, Very High. The Expected Annual Loss (EAL) score is Relatively Moderate, representing $92.7M in annualized losses.
Which natural hazard poses the greatest risk to Washtenaw County?
FEMA's NRI data points to Washtenaw County as of the latest release is Strong Wind (risk rating: Relatively High). Other significant hazards include Tornado (Relatively High) and Cold Wave (Relatively High). FEMA's modeled event frequency puts strong wind here at an average of 5.7 times per year, drawn from 217 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Washtenaw County · vintage 2026-08-25 · Methodology · Michigan profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events