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Montana · FEMA + NOAA + National Risk Index

Wheatland County, MT

10 FEMA disaster declarations (1975-2026), with a FEMA National Risk Index rating of Very Low. Most common hazard: Severe Storm.

10
FEMA declarations
8
Major disasters
3
NRI risk · Very Low
Severe Storm
Top hazard

The verdict

Wheatland County has a nationally busy FEMA history: 10 declarations, more than 10% of counties in this registry. But the state comparison tempers that reading: the total is 9% below the Montana county mean. FEMA's separate National Risk Index places the county safer than 3%; that score models loss and vulnerability rather than counting declarations.

Safer than 3%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
10
FEMA declarations vs 21 national county avg
19
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 30107 · Wheatland County 10 declarations · rank 2899/3,266

DECL-MID · MAJOR-HEAVY · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-MID 10
  • MAJOR-HEAVY 80%
  • RANK-LOWER #2,899
  • PHOTO-FINISH Cheyenne
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-BELOW -9%

Nearest declaration peer: Cheyenne, NE (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Montana state profile

Wheatland County among counties with fewer federal records

FEMA declaration records among Wheatland County and nearest peers by total count

declarations

What this shows Wheatland County carries 10 FEMA declaration records, ranked 2899 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Wheatland County versus quieter counties in this dataset

Wheatland County among lower-declaration counties nationally

FEMA disaster declarations, all-time · Wheatland County

10 10th percentile higher than 10% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Wheatland County's FEMA Risk Index score

0/100100/100Montana avg33/1003.5/100
FEMA National Risk Index composite score vs. the Montana county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Wheatland County is led by Riverine Flooding (about $1.3M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Wildfire carries the highest National Risk Index rating (Very Low). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Wheatland County's hazard record show?

FEMA National Risk Index

This county sits at the very bottom of FEMA's National Risk Index nationally, a composite score of 3.5/100 (rated Very Low). Projected losses are minimal, Expected Annual Loss reads Very Low (roughly $2.1M in annualized losses), and the county's exposure is shaped by a Relatively High social-vulnerability profile and Very Low community resilience. Even the county's top-rated hazard, Wildfire, only reaches Very Low on FEMA's scale, none of the 18 modeled hazards stand out here. FEMA's modeled frequency puts that hazard at roughly once every 2,523 years here.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 19 claims and $38.4K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

Start with the state benchmark: a Montana county averages 11.0 federal declaration records, while Wheatland County has 10. The gap is 9% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

53 /100

Historical Activity Index

High historical activity

Wheatland County, MT · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Low
7/30

10 OpenFEMA declarations, full ingest window (0.5x national county average)

County Disaster Density Moderate
11/25

10 declarations (0.9x state county average of 11)

Major Disaster Share Very High
20/25

8 of 10 declarations are major disasters (80%)

Hazard Diversity Very High
15/20

6 different disaster types declared in Wheatland County

FEMA NRI 8-hazard radar - Wheatland County

Wheatland County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 8, Hurricane 0, Tornado 8, Wildfire 8, Drought 8, Heat Wave 8, Winter Storm 25. The simple mean of these eight displayed scores is 9 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 9 8-hazard mean
Wheatland County NRI risk profile FIPS 30107 · displayed-hazard mean 9/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

10

Low volume

Major Disaster share

80%

Mostly major

NRI risk score

3

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Wheatland County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Wildfire Very Low roughly once every 2,523 years
Lightning Relatively Low an average of 35 times per year
Cold Wave Relatively Low an average of 4.1 times per year
Winter Weather Relatively Low an average of 20 times per year
Drought Very Low 73 modeled event-days per year
Earthquake Very Low roughly once every 893 years
Hail Very Low an average of 1.7 times per year
Landslide Very Low roughly once every 2 years
Avalanche Very Low roughly once every 100 years
Riverine Flooding Very Low roughly once every 3 years
Heat Wave Very Low 1 modeled event-day per year
Tornado Very Low roughly once every 9 years
Ice Storm Very Low roughly once every 67 years
Strong Wind Very Low roughly once every 1 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 3
Biological 2
Flood 2
Straight-Line Winds 1
Hurricane 1
Fire 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Wheatland County's record, 30% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 8 80.0%

of all 10 declarations

Emergency - 2 20.0%

of all 10 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2024 1
2020 2
2014 1
2011 1
2005 1
2000 1
1997 1
1975 1

Disaster Declarations

How the 10 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 10 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4902 SEVERE WINTER STORM AND STRAIGHT-LINE WINDS DR Straight-Line Winds 2026-04-07
4801 SEVERE WINTER STORM AND FLOODING DR Severe Storm 2024-07-18
4508 COVID-19 PANDEMIC DR Biological 2020-03-31
3476 COVID-19 EM Biological 2020-03-13
4172 ICE JAMS AND FLOODING DR Flood 2014-04-17
1996 SEVERE STORMS AND FLOODING DR Severe Storm 2011-06-17
3253 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-13
1340 WILDFIRES DR Fire 2000-08-30
1183 SEVERE STORMS,ICE JAMS, SNOW MELT, FLOODING DR Severe Storm 1997-07-25
472 RAINS, SHOWMELT, STORMS & FLOODING DR Flood 1975-06-28

Storm Events in Montana

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Wheatland County.

Storm Type Events Fatalities Injuries Property Damage
High Wind 3,735 1 2 $5.3M
Thunderstorm Wind 2,396 5 24 $15.1M
Hail 2,015 0 0 $4.1M
Winter Storm 1,502 13 18 $11.2M
Heavy Snow 796 5 3 $143.0K

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

19

Total Paid

$38.4K

Avg Per Claim

$2.0K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 3.5/100

Expected Annual Loss

Very Low

$2.1M/year

Social Vulnerability

Relatively High

Community Resilience

Very Low

Hazard Risk Breakdown

Wildfire Very Low
Lightning Relatively Low
Cold Wave Relatively Low
Winter Weather Relatively Low
Drought Very Low
Earthquake Very Low
Hail Very Low
Landslide Very Low
Avalanche Very Low
Riverine Flooding Very Low
Heat Wave Very Low
Tornado Very Low
Ice Storm Very Low
Strong Wind Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Wildfire

Wildfire risk in the model reflects fuel, terrain, weather and how much development sits in the wildland-urban interface. It is one of the few hazards where the exposure is materially changed by land management and building choices, not only by where the county happens to be.

Worth noting for Wheatland County: the model and the federal record do NOT point at the same hazard. Wildfire carries the highest modeled rating (Very Low), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Wheatland County's closest FEMA peer: Clark County, IL

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Wheatland County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Wheatland County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Wheatland County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 10 FEMA declarations, Wheatland County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Wheatland County?
The most common disaster type in Wheatland County is Severe Storm, with 3 declarations. Other disaster types include Biological (2), Flood (2), Straight-Line Winds (1).
How does Wheatland County's FEMA declaration record compare with the Montana average?
The typical Montana county has 11.0 FEMA declaration records; Wheatland County has 10, or 9% fewer. Against the national county mean of 20.7, this county's total is 52% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Wheatland County received?
Wheatland County has received 8 major disaster declarations, representing 80% of all 10 disaster declarations.
How many flood insurance claims has Wheatland County filed?
Wheatland County has 19 National Flood Insurance Program (NFIP) claims totaling $38.4K in payments, with an average of $2.0K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Wheatland County?
No. In Wheatland County, Wildfire has the highest National Risk Index rating (Very Low), while Riverine Flooding leads Expected Annual Loss at about $1.3M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Wheatland County?
The most active year for disaster declarations in Wheatland County was 2020, with 2 declarations. The county has FEMA disaster data spanning 1975 to 2026.
What is the FEMA National Risk Index score for Wheatland County?
According to the FEMA National Risk Index, Wheatland County, Montana has an overall risk score of 3.5 out of 100 (Very Low). On social vulnerability the county rates Relatively High; on community resilience, Very Low. The Expected Annual Loss (EAL) score is Very Low, representing $2.1M in annualized losses.
Which natural hazard poses the greatest risk to Wheatland County?
The top hazard flagged by FEMA's NRI for Wheatland County as of the latest release is Wildfire (risk rating: Very Low). Other significant hazards include Lightning (Relatively Low) and Cold Wave (Relatively Low). FEMA's modeled event frequency puts wildfire here at roughly once every 2,523 years. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Wheatland County · vintage 2026-08-25 · Methodology · Montana profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events