FEMA Records
27
High volume
Vermont · FEMA + NOAA + National Risk Index
Windsor County, VT
27 FEMA disaster declarations (1969-2024), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.
- 27
- FEMA declarations
- 21
- Major disasters
- 62
- NRI risk · Relatively Low
- Severe Storm
- Top hazard
The verdict
Windsor County has a nationally busy FEMA history: 27 declarations, more than 78% of counties in this registry. But the state comparison tempers that reading: the total is 6% below the Vermont county mean. FEMA's separate National Risk Index places the county in the riskiest 38%; that score models loss and vulnerability rather than counting declarations.
- Riskiest 38%
- of U.S. counties for FEMA National Risk Index score
- Relatively Low
- FEMA National Risk Index rating
- 27
- FEMA declarations vs 21 national county avg
- 511
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.
FEMA OpenFEMA declaration desk
County FIPS 50027 · Windsor County 27 declarations · rank 624/3,266
DECL-HEAVY · MAJOR-MID · RANK-MID · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW
- DECL-HEAVY 27
- MAJOR-MID 78%
- RANK-MID #624
- PHOTO-FINISH Greene
- NRI-LOW 62
- ACT-HIGH High
- TYPE-LEAD Severe Storm
- VS-ST-BELOW -6%
Nearest declaration peer: Greene, MO (0 declaration gap)
FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Vermont state profile
Windsor County among high-volume declaration counties
FEMA declaration records among Windsor County and nearest peers by total count
- Los Angeles · largest
Los Angeles · largest
88 declarations
- Coal · near 27
Coal · near
27 declarations
- Greene · near 27
Greene · near
27 declarations
- Warren · near 27
Warren · near
27 declarations
- Windsor · this county 27
Windsor · this county
27 declarations
- Ujelang · smallest 1
Ujelang · smallest
1 declarations
What this shows Windsor County carries 27 FEMA declaration records, ranked 624 of 3,266 counties in this registry.
Where Windsor County ranks in the national declaration registry
Windsor County vs. high-volume counties in this registry
FEMA disaster declarations, all-time · Windsor County
27 Top 22% higher than 78% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-25
Windsor County's FEMA Risk Index score
Which hazard drives modeled loss here?
FEMA's modeled annual dollar loss for Windsor County is led by Riverine Flooding (about $19.4M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Landslide carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.
Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.
What does Windsor County's hazard record show?
Reading the federal records together
FEMA's NFIP table contains a substantial paid-claim history for this county: 511 claims and $24.9M in payments. PlainHazard labels 500 or more claims a heavy registry record; that is a reporting bucket, not an official FEMA risk grade. The average paid claim was $48.8K. NFIP totals exclude uninsured flood losses and do not measure how many properties currently carry a policy.
Start with the state benchmark: a Vermont county averages 28.8 federal declaration records, while Windsor County has 27. The gap is 6% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.
FEMA National Risk Index
This county carries a high composite score on FEMA's National Risk Index, 61.6/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $25.1M in annualized losses), and a Relatively Low social-vulnerability profile combined with Relatively High community resilience shapes how much of that raw exposure becomes realized harm. Among the 18 modeled hazards, Landslide carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at an average of 2.1 times per year here.
66 /100
Historical Activity Index
High historical activity
Windsor County, VT · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) High
20/30
27 OpenFEMA declarations, full ingest window (1.3x national county average)
County Disaster Density Moderate
12/25
27 declarations (0.9x state county average of 29)
Major Disaster Share Very High
19/25
21 of 27 declarations are major disasters (78%)
Hazard Diversity Very High
15/20
6 different disaster types declared in Windsor County
FEMA NRI 8-hazard radar - Windsor County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
78%
Mostly major
NRI risk score
62
Relatively Low
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Windsor County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Landslide | Relatively Moderate | an average of 2.1 times per year |
| Riverine Flooding | Relatively Moderate | an average of 1.4 times per year |
| Winter Weather | Relatively Moderate | an average of 20 times per year |
| Hurricane | Relatively Low | roughly once every 19 years |
| Ice Storm | Relatively Moderate | roughly once every 2 years |
| Heat Wave | Relatively Low | 1.9 modeled event-days per year |
| Lightning | Relatively Moderate | an average of 21 times per year |
| Cold Wave | Relatively Low | an average of 3.1 times per year |
| Avalanche | Very Low | roughly once every 100 years |
| Earthquake | Very Low | roughly once every 859 years |
| Strong Wind | Relatively Low | an average of 1 time per year |
| Tornado | Relatively Low | roughly once every 9 years |
| Wildfire | Very Low | roughly once every 60,042 years |
| Hail | Very Low | an average of 1.8 times per year |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Severe Storm 11
Flood 9
Hurricane 3
Biological 2
Tropical Storm 1
Snowstorm 1
What Severe Storm declarations mean here
Severe Storm is the most frequent declaration type on Windsor County's record, 41% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.
These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Major Disaster - 21 77.8%
of all 27 declarations
Emergency - 6 22.2%
of all 27 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2024 | 2 | |
| 2023 | 2 | |
| 2021 | 1 | |
| 2020 | 2 | |
| 2019 | 1 | |
| 2017 | 1 | |
| 2015 | 1 | |
| 2013 | 1 | |
| 2011 | 2 | |
| 2008 | 1 | |
| 2007 | 2 | |
| 2003 | 1 | |
| 2001 | 1 | |
| 2000 | 2 | |
| 1998 | 2 | |
Show 5 earlier declaration years
| 1996 | 1 | |
| 1992 | 1 | |
| 1976 | 1 | |
| 1973 | 1 | |
| 1969 | 1 | |
Disaster Declarations
How the 27 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 27 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 3609 | TROPICAL DEPRESSION DEBBY | EM | Tropical Storm | 2024-08-08 |
| 4762 | SEVERE STORM AND FLOODING | DR | Severe Storm | 2024-03-02 |
| 4720 | SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES | DR | Flood | 2023-07-14 |
| 3595 | FLOODING | EM | Flood | 2023-07-10 |
| 3567 | TROPICAL STORM HENRI | EM | Hurricane | 2021-08-22 |
| 4532 | COVID-19 PANDEMIC | DR | Biological | 2020-04-08 |
| 3437 | COVID-19 | EM | Biological | 2020-03-13 |
| 4445 | SEVERE STORMS AND FLOODING | DR | Flood | 2019-06-14 |
| 4330 | SEVERE STORMS AND FLOODING | DR | Severe Storm | 2017-08-16 |
| 4207 | SEVERE WINTER STORM | DR | Severe Storm | 2015-02-03 |
| 4140 | SEVERE STORMS AND FLOODING | DR | Flood | 2013-08-02 |
| 4022 | TROPICAL STORM IRENE | DR | Hurricane | 2011-09-01 |
| 3338 | HURRICANE IRENE | EM | Hurricane | 2011-08-29 |
| 1790 | SEVERE STORMS AND FLOODING | DR | Severe Storm | 2008-09-12 |
| 1715 | SEVERE STORMS AND FLOODING | DR | Severe Storm | 2007-08-03 |
| 1698 | SEVERE STORMS AND FLOODING | DR | Severe Storm | 2007-05-04 |
| 1488 | SEVERE STORMS AND FLOODING | DR | Severe Storm | 2003-09-12 |
| 3167 | SNOW | EM | Snowstorm | 2001-04-10 |
| 1336 | SEVERE STORMS AND FLOODING | DR | Severe Storm | 2000-07-27 |
| 1307 | TROPICAL STORM FLOYD | DR | Severe Storm | 1999-11-10 |
Show 7 earlier declaration records
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 1228 | SEVERE STORMS AND FLOODING | DR | Severe Storm | 1998-06-30 |
| 1201 | SEVERE ICE STORMS, RAIN, HIGH WINDS AND FLOODING | DR | Severe Storm | 1998-01-15 |
| 1101 | ICE JAMS AND FLOODING | DR | Flood | 1996-02-13 |
| 938 | HEAVY RAINS, ICE JAMS & FLOODING | DR | Flood | 1992-03-18 |
| 518 | SEVERE STORMS, HIGH WINDS & FLOODING | DR | Flood | 1976-08-05 |
| 397 | SEVERE STORMS, FLOODING, & LANDSLIDES | DR | Flood | 1973-07-06 |
| 277 | SEVERE STORMS & FLOODING | DR | Flood | 1969-08-30 |
Storm Events in Vermont
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Windsor County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Winter Weather | 882 | 7 | 0 | $2.8M |
| Thunderstorm Wind | 694 | 3 | 4 | $7.1M |
| Winter Storm | 646 | 1 | 0 | $5.0M |
| Strong Wind | 352 | 0 | 0 | $5.7M |
| Flash Flood | 170 | 5 | 1 | $190.0M |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
511
Total Paid
$24.9M
Avg Per Claim
$48.8K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Relatively Low
Score: 61.6/100
Expected Annual Loss
Relatively Low
$25.1M/year
Social Vulnerability
Relatively Low
Community Resilience
Relatively High
Hazard Risk Breakdown
Landslide Relatively Moderate
Riverine Flooding Relatively Moderate
Winter Weather Relatively Moderate
Hurricane Relatively Low
Ice Storm Relatively Moderate
Heat Wave Relatively Low
Lightning Relatively Moderate
Cold Wave Relatively Low
Avalanche Very Low
Earthquake Very Low
Strong Wind Relatively Low
Tornado Relatively Low
Wildfire Very Low
Hail Very Low
Drought No Rating
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Landslide
Landslide risk is a function of slope, soil and water, so it is usually a SECOND-ORDER hazard: it is triggered by the rainfall, snowmelt, wildfire burn scars or seismic shaking that came first. That is why a county can carry high landslide exposure whose realized damage is recorded under a flood or storm declaration instead.
Worth noting for Windsor County: the model and the federal record do NOT point at the same hazard. Landslide carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Windsor County's closest FEMA peer: Jasper County, MS
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Windsor County. Record similarity, not a safety rating.
Closest declaration profiles
Windsor County shows 27 FEMA declarations, led by Severe Storm.
Similar Major-disaster share
Windsor County: 21 of 27 of its declarations are Major.
Similar modeled NRI score
Windsor County: NRI composite 61.6 (Relatively Low).
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Windsor County - capture-dated entries only.
Compare beyond this state
Nationwide peers by NRI score & FEMA declaration volume
Two PlainHazard-derived comparison paths for Windsor County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.
Similar NRI composite
Nearest out-of-state counties by FEMA NRI score. This county: 61.6 (Relatively Low).
Similar declaration volume
Nearest out-of-state counties by FEMA declaration count. This county: 27. NRI peers are excluded so the two link sets stay distinct.
Further reading for this county
Understanding disaster data
Windsor County's NFIP claims file (511 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Frequently Asked Questions
What is the most common disaster type in Windsor County?
The most common disaster type in Windsor County is Severe Storm, with 11 declarations. Other disaster types include Flood (9), Hurricane (3), Biological (2).
How does Windsor County's FEMA declaration record compare with the Vermont average?
The typical Vermont county has 28.8 FEMA declaration records; Windsor County has 27, or 6% fewer. Against the national county mean of 20.7, this county's total is 30% higher. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Windsor County received?
Windsor County has received 21 major disaster declarations, representing 78% of all 27 disaster declarations.
How many flood insurance claims has Windsor County filed?
Windsor County has 511 National Flood Insurance Program (NFIP) claims totaling $24.9M in payments, with an average of $48.8K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Windsor County?
No. In Windsor County, Landslide has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $19.4M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Windsor County?
The most active year for disaster declarations in Windsor County was 1998, with 2 declarations. The county has FEMA disaster data spanning 1969 to 2024.
What is the FEMA National Risk Index score for Windsor County?
According to the FEMA National Risk Index, Windsor County, Vermont has an overall risk score of 61.6 out of 100 (Relatively Low). On social vulnerability the county rates Relatively Low; on community resilience, Relatively High. The Expected Annual Loss (EAL) score is Relatively Low, representing $25.1M in annualized losses.
Which natural hazard poses the greatest risk to Windsor County?
The top hazard flagged by FEMA's NRI for Windsor County as of the latest release is Landslide (risk rating: Relatively Moderate). Other significant hazards include Riverine Flooding (Relatively Moderate) and Winter Weather (Relatively Moderate). FEMA's modeled event frequency puts landslide here at an average of 2.1 times per year. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
FEMA OpenFEMA declarations + NRI for Windsor County · vintage 2026-08-25 · Methodology · Vermont profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events