Adair County, Missouri: hazard risk
FEMA rates Adair County's overall risk Very Low (score 28.7 of 100, higher than 28% of rated U.S. counties). Its storm record holds 406 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Tornado | Relatively Moderate | 75.2 | $3.8M |
| Landslide | Relatively Low | 85.6 | $40K |
| Heat Wave | Relatively Low | 66.1 | $928K |
| Hail | Relatively Low | 58.8 | $440K |
| Strong Wind | Relatively Low | 50.1 | $666K |
| Drought | Relatively Low | 48.7 | $161K |
| Lightning | Relatively Low | 45.3 | $238K |
| Cold Wave | Relatively Low | 27.3 | $442K |
| Wildfire | Very Low | 42.9 | $37K |
| Earthquake | Very Low | 39.2 | $177K |
| Riverine Flooding | Very Low | 31.4 | $4.4M |
| Winter Weather | Very Low | 21.0 | $23K |
| Ice Storm | Very Low | 18.5 | $17K |
| Hurricane | Very Low | 10.0 | $2K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 134 | 0 | $1.3M | 55th of 114 | 1547th of 3,080 |
| Hail | 105 | 0 | $38K | 68th of 114 | 982nd of 3,080 |
| Winter storms | 53 | 2 | $434K | 54th of 114 | 1617th of 3,077 |
| Floods | 47 | 0 | $1.6M | 85th of 114 | 1409th of 3,080 |
| Drought | 22 | 0 | – | 49th of 114 | 1158th of 3,063 |
| Heat | 14 | 0 | – | 66th of 114 | 892nd of 3,076 |
| Extreme cold | 12 | 0 | – | 31st of 114 | 1087th of 3,076 |
| Tornadoes | 10 | 2 | $7.7M | 112th of 114 | 2259th of 3,080 |
| Heavy rain | 4 | 0 | – | 61st of 114 | 1548th of 3,080 |
| High wind and dust storms | 3 | 0 | – | 78th of 114 | 2646th of 3,080 |
| Lightning | 1 | 0 | $302K | 62nd of 114 | 1988th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Adair County record: every hazard by year and month, the deadliest events and FEMA's declarations.