Adair County, Oklahoma: hazard risk
FEMA rates Adair County's overall risk Relatively Low (score 53.8 of 100, higher than 53% of rated U.S. counties); 1 of its 14 hazards are rated Relatively High or Very High, led by ice storm. Its storm record holds 622 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Ice Storm | Relatively High | 91.2 | $717K |
| Wildfire | Relatively Moderate | 90.6 | $1.0M |
| Heat Wave | Relatively Moderate | 85.4 | $1.5M |
| Tornado | Relatively Moderate | 66.2 | $1.5M |
| Riverine Flooding | Relatively Low | 59.5 | $6.2M |
| Lightning | Relatively Low | 51.7 | $172K |
| Strong Wind | Relatively Low | 51.4 | $397K |
| Winter Weather | Relatively Low | 51.0 | $46K |
| Hail | Relatively Low | 42.2 | $133K |
| Cold Wave | Relatively Low | 39.2 | $442K |
| Landslide | Very Low | 56.1 | $1K |
| Earthquake | Very Low | 44.1 | $135K |
| Hurricane | Very Low | 42.3 | $25K |
| Drought | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 196 | 0 | $304K | 44th of 77 | 249th of 3,080 |
| Severe thunderstorm wind | 163 | 0 | $1.5M | 29th of 77 | 1248th of 3,080 |
| Floods | 91 | 5 | $1.5M | 6th of 77 | 512th of 3,080 |
| Drought | 44 | 0 | – | 62nd of 77 | 535th of 3,063 |
| Tornadoes | 44 | 0 | $3.9M | 36th of 77 | 425th of 3,080 |
| Winter storms | 40 | 0 | $6.2M | 23rd of 77 | 1959th of 3,077 |
| Heat | 19 | 0 | – | 67th of 77 | 722nd of 3,076 |
| Wildfires | 19 | 0 | $97K | 2nd of 77 | 62nd of 2,972 |
| High wind and dust storms | 6 | 0 | $16K | 58th of 77 | 2317th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Adair County record: every hazard by year and month, the deadliest events and FEMA's declarations.