Adams County, Ohio: hazard risk
FEMA rates Adams County's overall risk Relatively Low (score 43.8 of 100, higher than 43% of rated U.S. counties). Its storm record holds 569 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Strong Wind | Relatively Moderate | 56.4 | $604K |
| Riverine Flooding | Relatively Low | 64.3 | $9.6M |
| Heat Wave | Relatively Low | 64.2 | $650K |
| Ice Storm | Relatively Low | 53.1 | $90K |
| Lightning | Relatively Low | 48.5 | $204K |
| Winter Weather | Relatively Low | 47.8 | $55K |
| Tornado | Relatively Low | 41.2 | $832K |
| Drought | Relatively Low | 40.0 | $60K |
| Wildfire | Very Low | 63.0 | $96K |
| Landslide | Very Low | 51.0 | $1K |
| Earthquake | Very Low | 49.4 | $246K |
| Hurricane | Very Low | 41.8 | $31K |
| Hail | Very Low | 23.3 | $78K |
| Cold Wave | Very Low | 20.5 | $216K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 200 | 1 | $4.5M | 73rd of 88 | 982nd of 3,080 |
| Floods | 128 | 3 | $29M | 22nd of 88 | 348th of 3,080 |
| Winter storms | 122 | 0 | $943K | 32nd of 88 | 661st of 3,077 |
| Hail | 81 | 0 | $750K | 76th of 88 | 1914th of 3,080 |
| Tornadoes | 16 | 2 | $5.0M | 63rd of 88 | 1923rd of 3,080 |
| High wind and dust storms | 9 | 0 | $4.7M | 88th of 88 | 2032nd of 3,080 |
| Heat | 7 | 13 | – | 25th of 88 | 1332nd of 3,076 |
| Extreme cold | 3 | 0 | $806K | 87th of 88 | 2264th of 3,076 |
| Drought | 2 | 0 | – | 78th of 88 | 2293rd of 3,063 |
| Heavy rain | 1 | 0 | – | 80th of 88 | 2008th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Adams County record: every hazard by year and month, the deadliest events and FEMA's declarations.