Alcona County, Michigan: hazard risk
FEMA rates Alcona County's overall risk Very Low (score 17.7 of 100, higher than 17% of rated U.S. counties). Its storm record holds 213 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Lightning | Relatively Moderate | 57.5 | $216K |
| Cold Wave | Relatively Low | 45.0 | $553K |
| Riverine Flooding | Relatively Low | 41.3 | $3.6M |
| Landslide | Very Low | 53.7 | $1K |
| Wildfire | Very Low | 41.3 | $20K |
| Coastal Flooding | Very Low | 30.0 | $3K |
| Hurricane | Very Low | 29.5 | $10K |
| Hail | Very Low | 26.0 | $68K |
| Tornado | Very Low | 20.7 | $177K |
| Strong Wind | Very Low | 14.7 | $84K |
| Heat Wave | Very Low | 11.5 | $16K |
| Ice Storm | Very Low | 11.3 | $4K |
| Earthquake | Very Low | 7.3 | $5K |
| Winter Weather | Very Low | 4.8 | $2K |
| Drought | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 63 | 0 | $184K | 63rd of 83 | 2419th of 3,080 |
| Winter storms | 60 | 0 | $5K | 80th of 83 | 1659th of 3,077 |
| Hail | 57 | 0 | $588 | 43rd of 83 | 2277th of 3,080 |
| Tornadoes | 12 | 0 | $15M | 49th of 83 | 2170th of 3,080 |
| Extreme cold | 8 | 0 | – | 43rd of 83 | 1638th of 3,076 |
| Floods | 6 | 0 | $261K | 68th of 83 | 2880th of 3,080 |
| High wind and dust storms | 5 | 0 | $26K | 78th of 83 | 2506th of 3,080 |
| Heat | 2 | 0 | – | 50th of 83 | 2088th of 3,076 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Alcona County record: every hazard by year and month, the deadliest events and FEMA's declarations.