Alleghany County, North Carolina: hazard risk

FEMA rates Alleghany County's overall risk Very Low (score 34.7 of 100, higher than 34% of rated U.S. counties). Its storm record holds 335 events since 1950.

FEMA's rating for each hazard

These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.

FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).

National Risk Index (December 2025), Alleghany County, by FEMA's rating, then score
HazardRisk ratingScoreExpected annual loss
LandslideRelatively Moderate90.2$34K
DroughtRelatively Moderate83.1$669K
Ice StormRelatively Moderate80.5$253K
Cold WaveRelatively Moderate77.7$1.9M
HurricaneRelatively Low59.1$112K
Riverine FloodingRelatively Low41.1$3.0M
LightningRelatively Low39.1$93K
TornadoRelatively Low27.5$257K
Strong WindRelatively Low24.3$137K
WildfireVery Low45.8$22K
EarthquakeVery Low43.8$115K
Winter WeatherVery Low19.3$10K
HailVery Low17.8$37K
Heat WaveNo Rating0.0$0

Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.

What the record holds

Storm records by hazard, with the county's rank by days with a record per 1,000 sq mi over each hazard's complete period
HazardRecordsDeathsDamageRank in stateRank in U.S.
Winter storms810$603K19th of 100250th of 3,077
High wind and dust storms720$1.6M3rd of 10064th of 3,080
Hail550$58K25th of 100602nd of 3,080
Severe thunderstorm wind470$279K87th of 1001849th of 3,080
Floods320$5.8M17th of 100550th of 3,080
Drought220$15M15th of 100357th of 3,063
Extreme cold80$43K19th of 100756th of 3,076
Lightning80$1.0M13th of 100191st of 3,080
Heavy rain60–28th of 100713th of 3,080
Tornadoes30$1.9M89th of 1002478th of 3,080
Heat10–63rd of 1001954th of 3,076

Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.

The full Alleghany County record: every hazard by year and month, the deadliest events and FEMA's declarations.

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