Allen County, Ohio: hazard risk
FEMA rates Allen County's overall risk Relatively Low (score 73.3 of 100, higher than 73% of rated U.S. counties). Its storm record holds 392 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Riverine Flooding | Relatively Moderate | 83.0 | $23M |
| Strong Wind | Relatively Moderate | 81.1 | $1.4M |
| Hail | Relatively Moderate | 79.2 | $834K |
| Winter Weather | Relatively Moderate | 78.4 | $192K |
| Ice Storm | Relatively Moderate | 78.3 | $356K |
| Tornado | Relatively Moderate | 74.3 | $3.0M |
| Earthquake | Relatively Low | 83.2 | $2.3M |
| Lightning | Relatively Low | 56.2 | $291K |
| Heat Wave | Relatively Low | 51.9 | $409K |
| Cold Wave | Relatively Low | 39.0 | $633K |
| Hurricane | Very Low | 46.8 | $54K |
| Landslide | Very Low | 29.6 | $297 |
| Wildfire | Very Low | 9.4 | $3K |
| Drought | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 187 | 0 | $3.9M | 45th of 88 | 578th of 3,080 |
| Winter storms | 73 | 0 | $94K | 39th of 88 | 775th of 3,077 |
| Hail | 64 | 0 | $101K | 53rd of 88 | 1384th of 3,080 |
| Tornadoes | 23 | 11 | $57M | 19th of 88 | 713th of 3,080 |
| High wind and dust storms | 22 | 0 | $23K | 39th of 88 | 795th of 3,080 |
| Floods | 13 | 0 | $855K | 86th of 88 | 1953rd of 3,080 |
| Extreme cold | 6 | 0 | $38K | 45th of 88 | 1412th of 3,076 |
| Lightning | 3 | 0 | $293K | 33rd of 88 | 1247th of 3,080 |
| Heavy rain | 1 | 0 | – | 68th of 88 | 1765th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Allen County record: every hazard by year and month, the deadliest events and FEMA's declarations.