Amador County, California: hazard risk
FEMA rates Amador County's overall risk Relatively Low (score 79.2 of 100, higher than 79% of rated U.S. counties); 4 of its 14 hazards are rated Relatively High or Very High, led by drought, wildfire, avalanche. Its storm record holds 281 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Drought | Relatively High | 99.1 | $7.9M |
| Wildfire | Relatively High | 98.1 | $14M |
| Avalanche | Relatively High | 91.7 | $1.8M |
| Winter Weather | Relatively High | 86.8 | $299K |
| Landslide | Relatively Moderate | 94.3 | $104K |
| Heat Wave | Relatively Low | 77.3 | $1.3M |
| Riverine Flooding | Relatively Low | 70.0 | $12M |
| Earthquake | Relatively Low | 64.5 | $564K |
| Lightning | Relatively Low | 52.8 | $247K |
| Volcanic Activity | Very Low | 46.9 | $10 |
| Hail | Very Low | 7.0 | $19K |
| Tornado | Very Low | 6.0 | $26K |
| Strong Wind | Very Low | 5.7 | $36K |
| Cold Wave | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Winter storms | 95 | 1 | $1.5M | 12th of 57 | 1044th of 3,077 |
| High wind and dust storms | 51 | 3 | $4.5M | 29th of 57 | 675th of 3,080 |
| Drought | 33 | 0 | – | 4th of 57 | 842nd of 3,063 |
| Floods | 23 | 2 | $128K | 24th of 57 | 2012th of 3,080 |
| Extreme cold | 22 | 21 | – | 9th of 57 | 763rd of 3,076 |
| Heat | 20 | 3 | – | 20th of 57 | 830th of 3,076 |
| Wildfires | 19 | 1 | $26M | 14th of 57 | 77th of 2,972 |
| Heavy rain | 6 | 0 | – | 35th of 57 | 981st of 3,080 |
| Severe thunderstorm wind | 3 | 0 | $3K | 30th of 57 | 2975th of 3,080 |
| Hail | 2 | 0 | – | 33rd of 57 | 2949th of 3,080 |
| Landslides and avalanches | 1 | 0 | $125K | 36th of 57 | 287th of 2,278 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Amador County record: every hazard by year and month, the deadliest events and FEMA's declarations.