Anderson County, Kentucky: hazard risk
FEMA rates Anderson County's overall risk Very Low (score 26.3 of 100, higher than 26% of rated U.S. counties). Its storm record holds 243 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Ice Storm | Relatively Moderate | 81.2 | $549K |
| Strong Wind | Relatively Moderate | 67.8 | $1.1M |
| Tornado | Relatively Low | 64.2 | $2.5M |
| Winter Weather | Relatively Low | 52.1 | $84K |
| Lightning | Relatively Low | 42.9 | $219K |
| Hail | Relatively Low | 42.1 | $234K |
| Cold Wave | Relatively Low | 33.6 | $606K |
| Earthquake | Very Low | 49.5 | $326K |
| Landslide | Very Low | 44.2 | $1K |
| Riverine Flooding | Very Low | 34.4 | $4.9M |
| Heat Wave | Very Low | 25.7 | $126K |
| Hurricane | Very Low | 18.6 | $6K |
| Drought | Very Low | 17.7 | $3K |
| Wildfire | Very Low | 8.0 | $3K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 112 | 0 | $2.7M | 26th of 118 | 266th of 3,080 |
| Hail | 42 | 0 | $1.0M | 27th of 118 | 880th of 3,080 |
| Floods | 34 | 0 | $2.8M | 70th of 118 | 494th of 3,080 |
| Winter storms | 33 | 1 | $3.5M | 63rd of 118 | 895th of 3,077 |
| Tornadoes | 9 | 0 | $27M | 46th of 118 | 1052nd of 3,080 |
| High wind and dust storms | 6 | 0 | $13K | 74th of 118 | 1411th of 3,080 |
| Extreme cold | 5 | 0 | – | 69th of 118 | 973rd of 3,076 |
| Lightning | 2 | 0 | $21K | 19th of 118 | 728th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Anderson County record: every hazard by year and month, the deadliest events and FEMA's declarations.