Atlantic County, New Jersey: hazard risk
FEMA rates Atlantic County's overall risk Relatively Moderate (score 93.0 of 100, higher than 92% of rated U.S. counties); 5 of its 15 hazards are rated Relatively High or Very High, led by strong wind, winter weather, coastal flooding. Its storm record holds 1,740 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Strong Wind | Very High | 99.6 | $15M |
| Winter Weather | Very High | 97.1 | $947K |
| Coastal Flooding | Very High | 96.2 | $14M |
| Hurricane | Relatively High | 95.8 | $26M |
| Lightning | Relatively High | 92.0 | $1.3M |
| Wildfire | Relatively Moderate | 94.3 | $2.8M |
| Riverine Flooding | Relatively Moderate | 92.7 | $50M |
| Heat Wave | Relatively Moderate | 89.1 | $2.7M |
| Drought | Relatively Moderate | 84.2 | $1.1M |
| Cold Wave | Relatively Moderate | 81.6 | $3.9M |
| Ice Storm | Relatively Moderate | 66.5 | $174K |
| Earthquake | Relatively Low | 88.0 | $3.7M |
| Tornado | Relatively Low | 53.2 | $1.3M |
| Hail | Relatively Low | 47.5 | $227K |
| Landslide | Very Low | 37.8 | $539 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| High wind and dust storms | 386 | 1 | $528M | 11th of 20 | 38th of 3,080 |
| Winter storms | 308 | 3 | $8.3M | 18th of 20 | 296th of 3,077 |
| Floods | 207 | 2 | $486M | 14th of 20 | 97th of 3,080 |
| Severe thunderstorm wind | 189 | 0 | $18M | 20th of 20 | 1131st of 3,080 |
| Heat | 129 | 0 | – | 14th of 20 | 163rd of 3,076 |
| Heavy rain | 95 | 0 | $1.7M | 13th of 20 | 44th of 3,080 |
| Drought | 76 | 0 | – | 17th of 20 | 633rd of 3,063 |
| Rip currents and high surf | 66 | 9 | $63M | 5th of 20 | 17th of 2,080 |
| Extreme cold | 56 | 0 | – | 14th of 20 | 418th of 3,076 |
| Hail | 56 | 0 | $6.9M | 17th of 20 | 2190th of 3,080 |
| Hurricanes and tropical storms | 46 | 0 | $11M | 6th of 20 | 77th of 1,849 |
| Lightning | 26 | 2 | $1.8M | 16th of 20 | 130th of 3,080 |
| Wildfires | 10 | 0 | – | 12th of 20 | 178th of 2,972 |
| Tornadoes | 9 | 0 | $3.6M | 15th of 20 | 2177th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Atlantic County record: every hazard by year and month, the deadliest events and FEMA's declarations.