Austin County, Texas: hazard risk
FEMA rates Austin County's overall risk Relatively Low (score 53.1 of 100, higher than 53% of rated U.S. counties). Its storm record holds 270 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Drought | Relatively Moderate | 83.9 | $973K |
| Tornado | Relatively Moderate | 77.3 | $2.8M |
| Strong Wind | Relatively Moderate | 63.4 | $663K |
| Hurricane | Relatively Low | 75.9 | $941K |
| Heat Wave | Relatively Low | 61.4 | $509K |
| Cold Wave | Relatively Low | 58.7 | $1.1M |
| Riverine Flooding | Relatively Low | 57.7 | $6.9M |
| Ice Storm | Relatively Low | 51.6 | $75K |
| Lightning | Relatively Low | 51.5 | $205K |
| Hail | Relatively Low | 37.6 | $135K |
| Wildfire | Very Low | 54.8 | $51K |
| Earthquake | Very Low | 22.1 | $28K |
| Landslide | Very Low | 13.1 | $39 |
| Winter Weather | Very Low | 7.4 | $4K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 84 | 1 | $3.7M | 116th of 254 | 2228th of 3,080 |
| Hail | 65 | 0 | $2.0M | 172nd of 254 | 1946th of 3,080 |
| Floods | 42 | 3 | $3.5M | 104th of 254 | 1565th of 3,080 |
| Tornadoes | 27 | 0 | $48M | 138th of 254 | 1597th of 3,080 |
| Drought | 14 | 0 | $15M | 208th of 254 | 1584th of 3,063 |
| Heat | 13 | 0 | – | 101st of 254 | 1040th of 3,076 |
| Winter storms | 11 | 0 | $29K | 183rd of 254 | 2761st of 3,077 |
| Hurricanes and tropical storms | 3 | 0 | $45K | 36th of 254 | 731st of 1,849 |
| Extreme cold | 1 | 0 | $27K | 202nd of 254 | 2705th of 3,076 |
| High wind and dust storms | 1 | 0 | $18K | 174th of 254 | 2911th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Austin County record: every hazard by year and month, the deadliest events and FEMA's declarations.