Baca County, Colorado: hazard risk
FEMA rates Baca County's overall risk Very Low (score 23.2 of 100, higher than 23% of rated U.S. counties); 1 of its 13 hazards are rated Relatively High or Very High, led by drought. Its storm record holds 760 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Drought | Relatively High | 96.9 | $2.2M |
| Strong Wind | Relatively Moderate | 64.8 | $489K |
| Lightning | Relatively Moderate | 58.5 | $185K |
| Wildfire | Relatively Low | 80.8 | $255K |
| Hail | Relatively Low | 71.1 | $345K |
| Winter Weather | Relatively Low | 50.7 | $38K |
| Cold Wave | Relatively Low | 37.8 | $356K |
| Tornado | Relatively Low | 26.5 | $235K |
| Ice Storm | Very Low | 24.5 | $14K |
| Earthquake | Very Low | 19.3 | $16K |
| Riverine Flooding | Very Low | 6.4 | $546K |
| Landslide | Very Low | 5.6 | $5 |
| Heat Wave | Very Low | 3.9 | $2K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 399 | 0 | $568K | 27th of 63 | 1907th of 3,080 |
| Severe thunderstorm wind | 103 | 1 | $2.7M | 24th of 63 | 2689th of 3,080 |
| High wind and dust storms | 98 | 0 | $13K | 46th of 63 | 1358th of 3,080 |
| Tornadoes | 84 | 0 | $15M | 20th of 63 | 1871st of 3,080 |
| Winter storms | 34 | 0 | – | 63rd of 63 | 2854th of 3,077 |
| Floods | 11 | 0 | – | 54th of 63 | 2942nd of 3,080 |
| Heavy rain | 7 | 0 | – | 31st of 63 | 1814th of 3,080 |
| Wildfires | 7 | 0 | – | 39th of 63 | 743rd of 2,972 |
| Extreme cold | 1 | 0 | – | 60th of 63 | 2861st of 3,076 |
| Lightning | 1 | 0 | $2K | 54th of 63 | 2378th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Baca County record: every hazard by year and month, the deadliest events and FEMA's declarations.