Banks County, Georgia: hazard risk
FEMA rates Banks County's overall risk Very Low (score 12.4 of 100, higher than 12% of rated U.S. counties). Its storm record holds 350 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hurricane | Relatively Low | 60.8 | $250K |
| Ice Storm | Relatively Low | 58.9 | $142K |
| Drought | Relatively Low | 54.8 | $226K |
| Strong Wind | Relatively Low | 40.4 | $464K |
| Lightning | Relatively Low | 38.9 | $170K |
| Cold Wave | Relatively Low | 38.1 | $676K |
| Tornado | Relatively Low | 37.3 | $837K |
| Landslide | Very Low | 55.0 | $2K |
| Earthquake | Very Low | 44.7 | $224K |
| Hail | Very Low | 33.7 | $152K |
| Heat Wave | Very Low | 26.0 | $117K |
| Wildfire | Very Low | 24.4 | $11K |
| Riverine Flooding | Very Low | 19.7 | $2.7M |
| Winter Weather | Very Low | 6.4 | $5K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 112 | 1 | $724K | 49th of 159 | 372nd of 3,080 |
| Hail | 52 | 0 | $1.1M | 36th of 159 | 476th of 3,080 |
| Winter storms | 52 | 0 | $2.0M | 14th of 159 | 607th of 3,077 |
| Drought | 41 | 0 | $7.1M | 23rd of 159 | 66th of 3,063 |
| Hurricanes and tropical storms | 17 | 0 | $184K | 29th of 159 | 57th of 1,849 |
| Floods | 15 | 0 | $481K | 42nd of 159 | 1308th of 3,080 |
| High wind and dust storms | 15 | 0 | $929K | 17th of 159 | 646th of 3,080 |
| Extreme cold | 14 | 0 | – | 27th of 159 | 373rd of 3,076 |
| Heat | 11 | 0 | – | 27th of 159 | 553rd of 3,076 |
| Tornadoes | 10 | 0 | $6.1M | 57th of 159 | 885th of 3,080 |
| Heavy rain | 3 | 0 | $38K | 45th of 159 | 709th of 3,080 |
| Lightning | 2 | 0 | $89K | 97th of 159 | 826th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Banks County record: every hazard by year and month, the deadliest events and FEMA's declarations.