Baraga County, Michigan: hazard risk
FEMA rates Baraga County's overall risk Very Low (score 10.7 of 100, higher than 10% of rated U.S. counties). Its storm record holds 632 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Cold Wave | Relatively Moderate | 72.3 | $1.8M |
| Hail | Relatively Low | 68.9 | $403K |
| Winter Weather | Relatively Low | 49.8 | $48K |
| Lightning | Relatively Low | 31.6 | $88K |
| Strong Wind | Relatively Low | 22.2 | $154K |
| Coastal Flooding | Very Low | 29.6 | $3K |
| Landslide | Very Low | 23.5 | $127 |
| Drought | Very Low | 20.6 | $3K |
| Wildfire | Very Low | 15.1 | $4K |
| Riverine Flooding | Very Low | 13.3 | $1.2M |
| Ice Storm | Very Low | 12.6 | $5K |
| Heat Wave | Very Low | 7.6 | $9K |
| Tornado | Very Low | 6.3 | $22K |
| Earthquake | No Rating | 0.0 | $0 |
| Hurricane | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Winter storms | 374 | 1 | $632K | 6th of 83 | 209th of 3,077 |
| Severe thunderstorm wind | 76 | 0 | $787K | 74th of 83 | 2564th of 3,080 |
| Extreme cold | 61 | 0 | – | 4th of 83 | 472nd of 3,076 |
| Hail | 56 | 0 | $10M | 67th of 83 | 2512th of 3,080 |
| Floods | 16 | 0 | $14M | 46th of 83 | 2501st of 3,080 |
| Heavy rain | 12 | 0 | – | 4th of 83 | 745th of 3,080 |
| High wind and dust storms | 12 | 0 | $82K | 69th of 83 | 2212th of 3,080 |
| Heat | 8 | 0 | – | 19th of 83 | 1640th of 3,076 |
| Wildfires | 3 | 0 | $2.0M | 4th of 83 | 660th of 2,972 |
| Rip currents and high surf | 2 | 0 | $2K | 8th of 83 | 172nd of 2,080 |
| Tornadoes | 2 | 0 | – | 82nd of 83 | 2797th of 3,080 |
| Lightning | 1 | 0 | $2K | 65th of 83 | 2205th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Baraga County record: every hazard by year and month, the deadliest events and FEMA's declarations.