Bastrop County, Texas: hazard risk

FEMA rates Bastrop County's overall risk Relatively Moderate (score 81.2 of 100, higher than 81% of rated U.S. counties); 1 of its 14 hazards are rated Relatively High or Very High, led by tornado. Its storm record holds 490 events since 1950.

FEMA's rating for each hazard

These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.

FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).

National Risk Index (December 2025), Bastrop County, by FEMA's rating, then score
HazardRisk ratingScoreExpected annual loss
TornadoRelatively High91.1$7.4M
Riverine FloodingRelatively Moderate86.2$27M
HailRelatively Moderate85.1$1.1M
Heat WaveRelatively Moderate83.6$1.8M
Winter WeatherRelatively Moderate79.8$199K
DroughtRelatively Moderate76.4$708K
Cold WaveRelatively Moderate74.9$2.5M
LightningRelatively Moderate70.2$481K
Strong WindRelatively Moderate68.1$872K
WildfireRelatively Low71.8$189K
HurricaneRelatively Low63.2$279K
Ice StormRelatively Low57.9$116K
LandslideVery Low43.0$778
EarthquakeVery Low21.0$30K

Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.

What the record holds

Storm records by hazard, with the county's rank by days with a record per 1,000 sq mi over each hazard's complete period
HazardRecordsDeathsDamageRank in stateRank in U.S.
Hail1460$19K169th of 2541923rd of 3,080
Severe thunderstorm wind1040$2.4M125th of 2542264th of 3,080
Floods1022$28M43rd of 254974th of 3,080
Drought600–155th of 254648th of 3,063
Tornadoes350$6.7M131st of 2541531st of 3,080
Winter storms260$1.2M130th of 2542534th of 3,077
Extreme cold50–140th of 2542204th of 3,076
Heat50–137th of 2541818th of 3,076
Wildfires42$328M108th of 254548th of 2,972
Hurricanes and tropical storms10–89th of 2541004th of 1,849
Lightning10$6K125th of 2542195th of 3,080

Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.

The full Bastrop County record: every hazard by year and month, the deadliest events and FEMA's declarations.

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