Benton County, Indiana: hazard risk
FEMA rates Benton County's overall risk Very Low (score 4.9 of 100, higher than 4% of rated U.S. counties). Its storm record holds 309 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Cold Wave | Relatively Low | 42.6 | $791K |
| Hail | Relatively Low | 40.4 | $197K |
| Tornado | Relatively Low | 29.5 | $541K |
| Strong Wind | Relatively Low | 21.4 | $214K |
| Earthquake | Very Low | 41.5 | $182K |
| Hurricane | Very Low | 23.5 | $9K |
| Heat Wave | Very Low | 22.3 | $81K |
| Winter Weather | Very Low | 21.8 | $21K |
| Landslide | Very Low | 15.2 | $70 |
| Ice Storm | Very Low | 10.5 | $6K |
| Riverine Flooding | Very Low | 8.5 | $1.3M |
| Lightning | Very Low | 6.0 | $21K |
| Wildfire | Very Low | 1.2 | $531 |
| Drought | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 117 | 0 | $352K | 86th of 91 | 1460th of 3,080 |
| Hail | 60 | 0 | $3.4M | 63rd of 91 | 1578th of 3,080 |
| Winter storms | 45 | 0 | – | 57th of 91 | 1361st of 3,077 |
| Floods | 23 | 0 | $349K | 73rd of 91 | 1638th of 3,080 |
| Tornadoes | 23 | 0 | $1.5B | 43rd of 91 | 629th of 3,080 |
| Extreme cold | 13 | 0 | – | 11th of 91 | 789th of 3,076 |
| High wind and dust storms | 8 | 0 | $29K | 69th of 91 | 1826th of 3,080 |
| Drought | 7 | 0 | – | 41st of 91 | 1744th of 3,063 |
| Heat | 7 | 0 | – | 15th of 91 | 1079th of 3,076 |
| Heavy rain | 3 | 0 | – | 29th of 91 | 1350th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Benton County record: every hazard by year and month, the deadliest events and FEMA's declarations.