Berrien County, Georgia: hazard risk

FEMA rates Berrien County's overall risk Very Low (score 39.3 of 100, higher than 39% of rated U.S. counties). Its storm record holds 299 events since 1950.

FEMA's rating for each hazard

These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.

FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).

National Risk Index (December 2025), Berrien County, by FEMA's rating, then score
HazardRisk ratingScoreExpected annual loss
HurricaneRelatively Moderate86.6$3.3M
LightningRelatively Moderate59.1$228K
DroughtRelatively Low60.0$197K
TornadoRelatively Low58.1$1.2M
Cold WaveRelatively Low50.6$688K
Heat WaveRelatively Low41.2$172K
Strong WindRelatively Low26.2$177K
WildfireVery Low53.7$41K
EarthquakeVery Low43.4$133K
Riverine FloodingVery Low30.1$2.5M
HailVery Low16.3$40K
Winter WeatherVery Low13.8$8K
Ice StormVery Low4.4$1K
LandslideVery Low4.0$4

Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.

What the record holds

Storm records by hazard, with the county's rank by days with a record per 1,000 sq mi over each hazard's complete period
HazardRecordsDeathsDamageRank in stateRank in U.S.
Severe thunderstorm wind1660$1.4M105th of 1591002nd of 3,080
Drought380–98th of 159452nd of 3,063
Hail270$37K142nd of 1592502nd of 3,080
Floods250$138K95th of 1592064th of 3,080
Hurricanes and tropical storms130$195M111th of 159229th of 1,849
Tornadoes132$34M110th of 1591632nd of 3,080
Heat40–126th of 1591552nd of 3,076
Winter storms40–141st of 1592898th of 3,077
Lightning30$227K111th of 1591016th of 3,080
Extreme cold20$9.5M137th of 1592353rd of 3,076
Heavy rain20–119th of 1591424th of 3,080

Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.

The full Berrien County record: every hazard by year and month, the deadliest events and FEMA's declarations.

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