Bertie County, North Carolina: hazard risk
FEMA rates Bertie County's overall risk Relatively Low (score 66.4 of 100, higher than 66% of rated U.S. counties); 1 of its 15 hazards are rated Relatively High or Very High, led by hurricane. Its storm record holds 295 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hurricane | Relatively High | 93.3 | $9.7M |
| Drought | Relatively Moderate | 79.5 | $607K |
| Winter Weather | Relatively Moderate | 77.5 | $123K |
| Tornado | Relatively Low | 62.1 | $1.3M |
| Heat Wave | Relatively Low | 60.3 | $391K |
| Hail | Relatively Low | 49.8 | $174K |
| Riverine Flooding | Relatively Low | 46.4 | $4.0M |
| Coastal Flooding | Relatively Low | 43.8 | $28K |
| Lightning | Relatively Low | 41.5 | $114K |
| Strong Wind | Relatively Low | 37.1 | $251K |
| Ice Storm | Relatively Low | 34.5 | $27K |
| Cold Wave | Relatively Low | 32.9 | $324K |
| Earthquake | Very Low | 46.3 | $152K |
| Wildfire | Very Low | 36.1 | $14K |
| Landslide | Very Low | 19.0 | $70 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 93 | 0 | $594K | 99th of 100 | 2185th of 3,080 |
| Winter storms | 45 | 0 | $44K | 84th of 100 | 2040th of 3,077 |
| Hail | 38 | 0 | $418K | 98th of 100 | 2510th of 3,080 |
| Floods | 32 | 1 | $14M | 92nd of 100 | 1865th of 3,080 |
| Tornadoes | 32 | 20 | $95M | 22nd of 100 | 967th of 3,080 |
| Heavy rain | 25 | 0 | – | 13th of 100 | 272nd of 3,080 |
| Hurricanes and tropical storms | 15 | 0 | $63M | 35th of 100 | 303rd of 1,849 |
| Extreme cold | 5 | 0 | – | 50th of 100 | 2056th of 3,076 |
| Heat | 5 | 0 | – | 50th of 100 | 1694th of 3,076 |
| High wind and dust storms | 4 | 0 | $79K | 98th of 100 | 2619th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Bertie County record: every hazard by year and month, the deadliest events and FEMA's declarations.