Bexar County, Texas: hazard risk
FEMA rates Bexar County's overall risk Relatively High (score 99.4 of 100, higher than 99% of rated U.S. counties); 8 of its 14 hazards are rated Relatively High or Very High, led by hail, tornado, riverine flooding. Its storm record holds 1,629 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hail | Very High | 99.9 | $72M |
| Tornado | Very High | 99.9 | $124M |
| Riverine Flooding | Very High | 99.7 | $365M |
| Heat Wave | Relatively High | 99.4 | $39M |
| Lightning | Relatively High | 96.5 | $1.9M |
| Cold Wave | Relatively High | 94.8 | $9.5M |
| Winter Weather | Relatively High | 88.3 | $311K |
| Strong Wind | Relatively High | 87.1 | $1.5M |
| Wildfire | Relatively Moderate | 92.4 | $1.7M |
| Hurricane | Relatively Moderate | 83.5 | $2.7M |
| Ice Storm | Relatively Moderate | 79.1 | $324K |
| Drought | Relatively Moderate | 69.5 | $435K |
| Landslide | Relatively Low | 85.2 | $26K |
| Earthquake | Relatively Low | 61.9 | $437K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 618 | 0 | $1.9B | 50th of 254 | 512th of 3,080 |
| Floods | 465 | 48 | $97M | 9th of 254 | 252nd of 3,080 |
| Severe thunderstorm wind | 309 | 1 | $19M | 61st of 254 | 1744th of 3,080 |
| Drought | 85 | 0 | – | 153rd of 254 | 630th of 3,063 |
| Tornadoes | 71 | 3 | $154M | 82nd of 254 | 938th of 3,080 |
| Winter storms | 33 | 0 | $1.2M | 150th of 254 | 2614th of 3,077 |
| Heat | 15 | 69 | – | 115th of 254 | 1321st of 3,076 |
| Extreme cold | 8 | 5 | – | 131st of 254 | 2132nd of 3,076 |
| Lightning | 8 | 3 | $2.5M | 45th of 254 | 1031st of 3,080 |
| Heavy rain | 4 | 3 | – | 103rd of 254 | 1794th of 3,080 |
| High wind and dust storms | 4 | 0 | $343K | 143rd of 254 | 2793rd of 3,080 |
| Wildfires | 4 | 0 | $1.8M | 134th of 254 | 679th of 2,972 |
| Hurricanes and tropical storms | 1 | 0 | $120K | 121st of 254 | 1053rd of 1,849 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Bexar County record: every hazard by year and month, the deadliest events and FEMA's declarations.