Bowie County, Texas: hazard risk
FEMA rates Bowie County's overall risk Relatively Low (score 79.0 of 100, higher than 78% of rated U.S. counties); 4 of its 14 hazards are rated Relatively High or Very High, led by ice storm, hail, tornado. Its storm record holds 1,046 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Ice Storm | Very High | 96.6 | $1.7M |
| Hail | Relatively High | 98.2 | $5.5M |
| Tornado | Relatively High | 93.7 | $8.5M |
| Lightning | Relatively High | 85.4 | $792K |
| Heat Wave | Relatively Moderate | 91.5 | $2.9M |
| Winter Weather | Relatively Moderate | 74.3 | $133K |
| Drought | Relatively Moderate | 70.5 | $441K |
| Strong Wind | Relatively Moderate | 53.5 | $508K |
| Earthquake | Relatively Low | 75.1 | $958K |
| Wildfire | Relatively Low | 74.2 | $203K |
| Riverine Flooding | Relatively Low | 68.9 | $10M |
| Cold Wave | Relatively Low | 64.4 | $1.4M |
| Hurricane | Very Low | 49.9 | $61K |
| Landslide | Very Low | 25.4 | $164 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 367 | 0 | $7.1M | 27th of 254 | 1090th of 3,080 |
| Hail | 324 | 0 | $167M | 42nd of 254 | 445th of 3,080 |
| Floods | 91 | 0 | $40M | 71st of 254 | 1224th of 3,080 |
| Heat | 78 | 0 | – | 31st of 254 | 338th of 3,076 |
| Tornadoes | 59 | 2 | $260M | 46th of 254 | 537th of 3,080 |
| Drought | 53 | 0 | – | 173rd of 254 | 767th of 3,063 |
| Winter storms | 42 | 1 | $1.1M | 68th of 254 | 2287th of 3,077 |
| Extreme cold | 7 | 0 | $271K | 96th of 254 | 1985th of 3,076 |
| Lightning | 7 | 0 | $153K | 41st of 254 | 996th of 3,080 |
| Wildfires | 5 | 0 | $945K | 79th of 254 | 452nd of 2,972 |
| High wind and dust storms | 4 | 0 | $38K | 138th of 254 | 2782nd of 3,080 |
| Hurricanes and tropical storms | 1 | 0 | $343K | 88th of 254 | 1003rd of 1,849 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Bowie County record: every hazard by year and month, the deadliest events and FEMA's declarations.