Boyd County, Kentucky: hazard risk
FEMA rates Boyd County's overall risk Relatively Low (score 74.9 of 100, higher than 74% of rated U.S. counties); 1 of its 14 hazards are rated Relatively High or Very High, led by heat wave. Its storm record holds 453 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Heat Wave | Relatively High | 96.6 | $7.4M |
| Riverine Flooding | Relatively Moderate | 82.2 | $19M |
| Ice Storm | Relatively Moderate | 75.5 | $258K |
| Winter Weather | Relatively Moderate | 61.6 | $84K |
| Lightning | Relatively Moderate | 57.2 | $264K |
| Landslide | Relatively Low | 83.5 | $21K |
| Wildfire | Relatively Low | 68.4 | $136K |
| Hail | Relatively Low | 56.9 | $298K |
| Tornado | Relatively Low | 51.3 | $1.1M |
| Strong Wind | Relatively Low | 44.1 | $403K |
| Earthquake | Very Low | 59.5 | $384K |
| Hurricane | Very Low | 50.5 | $66K |
| Cold Wave | Very Low | 21.9 | $225K |
| Drought | Very Low | 14.3 | $332 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 120 | 0 | $2.7M | 14th of 118 | 109th of 3,080 |
| Floods | 102 | 1 | $17M | 2nd of 118 | 19th of 3,080 |
| Winter storms | 58 | 2 | $1.0M | 13th of 118 | 224th of 3,077 |
| Hail | 51 | 0 | $91K | 10th of 118 | 401st of 3,080 |
| Extreme cold | 30 | 0 | $881K | 13th of 118 | 49th of 3,076 |
| High wind and dust storms | 28 | 0 | $279K | 16th of 118 | 162nd of 3,080 |
| Heat | 22 | 1 | – | 21st of 118 | 198th of 3,076 |
| Drought | 20 | 0 | – | 9th of 118 | 161st of 3,063 |
| Heavy rain | 12 | 0 | $14K | 2nd of 118 | 101st of 3,080 |
| Tornadoes | 5 | 0 | $12M | 75th of 118 | 1795th of 3,080 |
| Lightning | 3 | 0 | $26K | 6th of 118 | 396th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Boyd County record: every hazard by year and month, the deadliest events and FEMA's declarations.