Boyd County, Nebraska: hazard risk
FEMA rates Boyd County's overall risk Very Low (score 3.4 of 100, higher than 3% of rated U.S. counties). Its storm record holds 418 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Drought | Relatively Moderate | 73.8 | $883K |
| Cold Wave | Relatively Low | 36.4 | $777K |
| Hail | Relatively Low | 36.2 | $211K |
| Winter Weather | Relatively Low | 30.7 | $42K |
| Ice Storm | Relatively Low | 29.5 | $42K |
| Wildfire | Very Low | 52.4 | $73K |
| Tornado | Very Low | 14.4 | $179K |
| Landslide | Very Low | 13.1 | $64 |
| Strong Wind | Very Low | 8.1 | $80K |
| Heat Wave | Very Low | 7.1 | $14K |
| Lightning | Very Low | 6.8 | $30K |
| Riverine Flooding | Very Low | 6.0 | $1.2M |
| Earthquake | Very Low | 3.4 | $5K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 165 | 0 | $1.3M | 69th of 93 | 708th of 3,080 |
| Winter storms | 67 | 1 | $504K | 45th of 93 | 1209th of 3,077 |
| Severe thunderstorm wind | 63 | 0 | $737K | 70th of 93 | 2333rd of 3,080 |
| Drought | 55 | 0 | $64M | 7th of 93 | 283rd of 3,063 |
| Extreme cold | 20 | 0 | – | 32nd of 93 | 699th of 3,076 |
| High wind and dust storms | 19 | 0 | $37K | 73rd of 93 | 1217th of 3,080 |
| Floods | 16 | 1 | $25M | 51st of 93 | 2272nd of 3,080 |
| Tornadoes | 11 | 0 | $6.1M | 80th of 93 | 2089th of 3,080 |
| Heat | 1 | 0 | – | 59th of 93 | 2211th of 3,076 |
| Heavy rain | 1 | 0 | – | 61st of 93 | 1960th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Boyd County record: every hazard by year and month, the deadliest events and FEMA's declarations.