Bradford County, Florida: hazard risk
FEMA rates Bradford County's overall risk Very Low (score 36.9 of 100, higher than 36% of rated U.S. counties). Its storm record holds 254 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hurricane | Relatively Moderate | 87.6 | $4.9M |
| Lightning | Relatively Moderate | 79.3 | $647K |
| Wildfire | Relatively Low | 80.8 | $402K |
| Heat Wave | Relatively Low | 47.9 | $314K |
| Tornado | Relatively Low | 41.3 | $840K |
| Strong Wind | Relatively Low | 17.4 | $140K |
| Earthquake | Very Low | 36.6 | $114K |
| Riverine Flooding | Very Low | 30.6 | $3.3M |
| Drought | Very Low | 17.7 | $2K |
| Cold Wave | Very Low | 12.2 | $101K |
| Landslide | Very Low | 5.8 | $9 |
| Hail | Very Low | 2.7 | $4K |
| Winter Weather | Very Low | 2.1 | $1K |
| Coastal Flooding | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 125 | 0 | $159K | 12th of 67 | 657th of 3,080 |
| Hail | 33 | 0 | – | 25th of 67 | 2017th of 3,080 |
| Tornadoes | 21 | 0 | $7.0M | 22nd of 67 | 174th of 3,080 |
| Heavy rain | 17 | 0 | – | 14th of 67 | 215th of 3,080 |
| Floods | 16 | 0 | $457K | 28th of 67 | 1640th of 3,080 |
| Hurricanes and tropical storms | 12 | 0 | $4.8M | 19th of 67 | 154th of 1,849 |
| Lightning | 8 | 0 | $264K | 28th of 67 | 298th of 3,080 |
| Drought | 7 | 0 | $47K | 23rd of 67 | 1516th of 3,063 |
| Wildfires | 6 | 0 | – | 11th of 67 | 128th of 2,972 |
| High wind and dust storms | 4 | 0 | $16K | 4th of 67 | 2142nd of 3,080 |
| Winter storms | 1 | 0 | – | 30th of 67 | 3007th of 3,077 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Bradford County record: every hazard by year and month, the deadliest events and FEMA's declarations.