Breckinridge County, Kentucky: hazard risk
FEMA rates Breckinridge County's overall risk Very Low (score 39.5 of 100, higher than 39% of rated U.S. counties). Its storm record holds 403 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hail | Relatively Moderate | 78.8 | $788K |
| Ice Storm | Relatively Moderate | 77.4 | $323K |
| Strong Wind | Relatively Moderate | 66.6 | $836K |
| Earthquake | Relatively Low | 67.8 | $671K |
| Tornado | Relatively Low | 62.8 | $1.9M |
| Riverine Flooding | Relatively Low | 49.0 | $6.1M |
| Heat Wave | Relatively Low | 47.2 | $313K |
| Winter Weather | Relatively Low | 45.2 | $52K |
| Cold Wave | Relatively Low | 38.0 | $583K |
| Drought | Relatively Low | 37.7 | $52K |
| Lightning | Relatively Low | 28.0 | $96K |
| Landslide | Very Low | 50.4 | $1K |
| Hurricane | Very Low | 30.8 | $14K |
| Wildfire | Very Low | 10.5 | $3K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 208 | 0 | $1.5M | 102nd of 118 | 1121st of 3,080 |
| Hail | 80 | 0 | $26K | 91st of 118 | 1902nd of 3,080 |
| Floods | 43 | 1 | $1.9M | 112th of 118 | 1248th of 3,080 |
| Winter storms | 36 | 2 | $7K | 110th of 118 | 2062nd of 3,077 |
| Tornadoes | 25 | 1 | $18M | 57th of 118 | 1291st of 3,080 |
| High wind and dust storms | 5 | 0 | $6K | 104th of 118 | 2425th of 3,080 |
| Extreme cold | 4 | 0 | – | 111th of 118 | 2073rd of 3,076 |
| Heavy rain | 1 | 0 | – | 101st of 118 | 1990th of 3,080 |
| Lightning | 1 | 0 | $235K | 80th of 118 | 1993rd of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Breckinridge County record: every hazard by year and month, the deadliest events and FEMA's declarations.