Butler County, Ohio: hazard risk

FEMA rates Butler County's overall risk Relatively Moderate (score 91.5 of 100, higher than 91% of rated U.S. counties); 6 of its 14 hazards are rated Relatively High or Very High, led by tornado, cold wave, lightning. Its storm record holds 801 events since 1950.

FEMA's rating for each hazard

These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.

FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).

National Risk Index (December 2025), Butler County, by FEMA's rating, then score
HazardRisk ratingScoreExpected annual loss
TornadoRelatively High98.0$28M
Cold WaveRelatively High96.2$16M
LightningRelatively High94.3$2.0M
Strong WindRelatively High94.3$3.2M
Ice StormRelatively High92.0$1.3M
Winter WeatherRelatively High90.3$474K
Riverine FloodingRelatively Moderate93.0$62M
Heat WaveRelatively Moderate81.7$1.9M
HailRelatively Moderate80.8$1.1M
EarthquakeRelatively Low85.3$3.3M
LandslideRelatively Low76.2$12K
DroughtRelatively Low46.0$124K
WildfireVery Low41.2$33K
HurricaneVery Low27.7$14K

Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.

What the record holds

Storm records by hazard, with the county's rank by days with a record per 1,000 sq mi over each hazard's complete period
HazardRecordsDeathsDamageRank in stateRank in U.S.
Severe thunderstorm wind3110$5.1M15th of 88221st of 3,080
Hail1590$158K19th of 88575th of 3,080
Winter storms1402$997K13th of 88340th of 3,077
Floods1171$5.9M18th of 88296th of 3,080
Tornadoes261$183M21st of 88811th of 3,080
High wind and dust storms200$57M50th of 881014th of 3,080
Heat80–14th of 881081st of 3,076
Lightning72$1.5M8th of 88488th of 3,080
Heavy rain60$4K16th of 88827th of 3,080
Extreme cold51$825K55th of 881706th of 3,076
Drought20–69th of 882244th of 3,063

Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.

The full Butler County record: every hazard by year and month, the deadliest events and FEMA's declarations.

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