Caguas Municipio, Puerto Rico: hazard risk
FEMA rates Caguas Municipio's overall risk unrated. Its storm record holds 263 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Drought | not rated | $29K | |
| Earthquake | not rated | $27M | |
| Hail | not rated | $3K | |
| Hurricane | not rated | $59M | |
| Heat Wave | not rated | $0 | |
| Riverine Flooding | not rated | $18M | |
| Landslide | not rated | $6.8M | |
| Lightning | not rated | $1.6M | |
| Strong Wind | not rated | $626 | |
| Tornado | not rated | $91K | |
| Volcanic Activity | not rated | $3K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Floods | 117 | 3 | $912M | ||
| Landslides and avalanches | 75 | 0 | $6.6M | ||
| Hurricanes and tropical storms | 28 | 0 | $2.8M | ||
| Heavy rain | 16 | 0 | – | ||
| Severe thunderstorm wind | 7 | 0 | $18K | ||
| Drought | 5 | 0 | – | ||
| Heat | 3 | 0 | – | ||
| High wind and dust storms | 3 | 0 | $32K | ||
| Lightning | 1 | 0 | $20K |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Caguas Municipio record: every hazard by year and month, the deadliest events and FEMA's declarations.