Calhoun County, Illinois: hazard risk
FEMA rates Calhoun County's overall risk Very Low (score 6.1 of 100, higher than 6% of rated U.S. counties). Its storm record holds 270 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Landslide | Relatively Low | 86.4 | $44K |
| Heat Wave | Relatively Low | 59.6 | $686K |
| Drought | Relatively Low | 38.3 | $69K |
| Earthquake | Very Low | 33.8 | $125K |
| Cold Wave | Very Low | 20.8 | $292K |
| Tornado | Very Low | 18.8 | $261K |
| Riverine Flooding | Very Low | 16.1 | $2.3M |
| Strong Wind | Very Low | 16.1 | $167K |
| Hail | Very Low | 14.6 | $59K |
| Lightning | Very Low | 10.3 | $41K |
| Hurricane | Very Low | 7.6 | $992 |
| Winter Weather | Very Low | 7.1 | $6K |
| Ice Storm | Very Low | 4.8 | $3K |
| Wildfire | Very Low | 0.6 | $309 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 76 | 0 | $47K | 51st of 102 | 1133rd of 3,080 |
| Winter storms | 50 | 0 | – | 35th of 102 | 733rd of 3,077 |
| Heat | 48 | 0 | – | 15th of 102 | 104th of 3,076 |
| Hail | 32 | 0 | – | 69th of 102 | 1560th of 3,080 |
| Floods | 28 | 0 | $112K | 33rd of 102 | 751st of 3,080 |
| Drought | 10 | 0 | – | 31st of 102 | 1145th of 3,063 |
| Tornadoes | 10 | 0 | $910K | 81st of 102 | 1274th of 3,080 |
| High wind and dust storms | 8 | 0 | $4K | 43rd of 102 | 1348th of 3,080 |
| Extreme cold | 5 | 0 | – | 63rd of 102 | 1151st of 3,076 |
| Heavy rain | 2 | 0 | – | 40th of 102 | 1029th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Calhoun County record: every hazard by year and month, the deadliest events and FEMA's declarations.