Calhoun County, Michigan: hazard risk
FEMA rates Calhoun County's overall risk Relatively Low (score 74.5 of 100, higher than 74% of rated U.S. counties); 1 of its 14 hazards are rated Relatively High or Very High, led by strong wind. Its storm record holds 532 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Strong Wind | Relatively High | 97.2 | $4.3M |
| Hail | Relatively Moderate | 89.5 | $1.7M |
| Tornado | Relatively Moderate | 88.3 | $6.6M |
| Riverine Flooding | Relatively Moderate | 75.8 | $17M |
| Cold Wave | Relatively Moderate | 75.7 | $2.9M |
| Ice Storm | Relatively Moderate | 71.6 | $248K |
| Winter Weather | Relatively Moderate | 68.2 | $127K |
| Earthquake | Relatively Low | 66.6 | $689K |
| Lightning | Relatively Low | 53.2 | $275K |
| Heat Wave | Relatively Low | 50.5 | $398K |
| Landslide | Very Low | 62.1 | $3K |
| Hurricane | Very Low | 37.5 | $26K |
| Wildfire | Very Low | 28.5 | $13K |
| Drought | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 286 | 1 | $49M | 12th of 83 | 830th of 3,080 |
| Winter storms | 115 | 1 | $5.5M | 52nd of 83 | 1189th of 3,077 |
| Hail | 77 | 0 | $1.8M | 24th of 83 | 1928th of 3,080 |
| High wind and dust storms | 20 | 0 | $18M | 33rd of 83 | 1680th of 3,080 |
| Tornadoes | 18 | 0 | $11M | 28th of 83 | 1770th of 3,080 |
| Floods | 13 | 0 | $9.5M | 47th of 83 | 2503rd of 3,080 |
| Lightning | 1 | 0 | $20K | 61st of 83 | 2105th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Calhoun County record: every hazard by year and month, the deadliest events and FEMA's declarations.