Calhoun County, Texas: hazard risk
FEMA rates Calhoun County's overall risk Relatively Low (score 66.3 of 100, higher than 66% of rated U.S. counties); 1 of its 15 hazards are rated Relatively High or Very High, led by drought. Its storm record holds 419 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Drought | Relatively High | 90.9 | $1.5M |
| Hurricane | Relatively Moderate | 92.8 | $11M |
| Cold Wave | Relatively Moderate | 79.0 | $2.8M |
| Lightning | Relatively Moderate | 77.5 | $548K |
| Coastal Flooding | Relatively Low | 53.8 | $197K |
| Heat Wave | Relatively Low | 52.7 | $360K |
| Tornado | Relatively Low | 46.1 | $923K |
| Riverine Flooding | Relatively Low | 39.1 | $4.0M |
| Ice Storm | Relatively Low | 32.6 | $32K |
| Wildfire | Very Low | 58.1 | $64K |
| Hail | Very Low | 19.8 | $60K |
| Winter Weather | Very Low | 15.1 | $10K |
| Earthquake | Very Low | 12.7 | $11K |
| Strong Wind | Very Low | 12.2 | $80K |
| Landslide | Very Low | 10.2 | $24 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Drought | 126 | 0 | – | 22nd of 254 | 86th of 3,063 |
| Severe thunderstorm wind | 70 | 1 | $1.9M | 117th of 254 | 2231st of 3,080 |
| Floods | 46 | 0 | $1.3M | 42nd of 254 | 973rd of 3,080 |
| Heat | 44 | 0 | – | 35th of 254 | 358th of 3,076 |
| Tornadoes | 32 | 0 | $3.3M | 49th of 254 | 558th of 3,080 |
| Extreme cold | 28 | 0 | $218K | 13th of 254 | 799th of 3,076 |
| Hurricanes and tropical storms | 28 | 1 | $363M | 3rd of 254 | 240th of 1,849 |
| Hail | 18 | 0 | $19K | 242nd of 254 | 2633rd of 3,080 |
| Winter storms | 8 | 0 | – | 193rd of 254 | 2802nd of 3,077 |
| Wildfires | 4 | 0 | – | 54th of 254 | 346th of 2,972 |
| Heavy rain | 2 | 0 | $5.6M | 78th of 254 | 1485th of 3,080 |
| Lightning | 2 | 1 | $21K | 66th of 254 | 1425th of 3,080 |
| High wind and dust storms | 1 | 0 | – | 166th of 254 | 2874th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Calhoun County record: every hazard by year and month, the deadliest events and FEMA's declarations.