Callahan County, Texas: hazard risk
FEMA rates Callahan County's overall risk Very Low (score 14.7 of 100, higher than 14% of rated U.S. counties). Its storm record holds 602 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hail | Relatively Moderate | 85.0 | $958K |
| Wildfire | Relatively Low | 82.0 | $406K |
| Drought | Relatively Low | 59.9 | $223K |
| Tornado | Relatively Low | 52.7 | $1.1M |
| Winter Weather | Relatively Low | 52.4 | $56K |
| Heat Wave | Relatively Low | 43.4 | $216K |
| Strong Wind | Relatively Low | 31.9 | $253K |
| Landslide | Very Low | 38.9 | $489 |
| Hurricane | Very Low | 29.0 | $11K |
| Cold Wave | Very Low | 16.5 | $139K |
| Lightning | Very Low | 16.0 | $44K |
| Riverine Flooding | Very Low | 13.9 | $1.4M |
| Earthquake | Very Low | 10.5 | $8K |
| Ice Storm | Very Low | 6.2 | $2K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 270 | 0 | $895K | 61st of 254 | 625th of 3,080 |
| Severe thunderstorm wind | 99 | 0 | $4.0M | 157th of 254 | 2385th of 3,080 |
| Drought | 70 | 0 | $86M | 129th of 254 | 518th of 3,063 |
| Winter storms | 55 | 0 | $33K | 48th of 254 | 2135th of 3,077 |
| Tornadoes | 50 | 5 | $51M | 100th of 254 | 1154th of 3,080 |
| Floods | 31 | 0 | $2.8M | 152nd of 254 | 1992nd of 3,080 |
| Extreme cold | 10 | 0 | $224K | 79th of 254 | 1877th of 3,076 |
| Wildfires | 7 | 2 | $20M | 58th of 254 | 354th of 2,972 |
| High wind and dust storms | 4 | 0 | $12K | 140th of 254 | 2785th of 3,080 |
| Hurricanes and tropical storms | 1 | 0 | – | 92nd of 254 | 1009th of 1,849 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Callahan County record: every hazard by year and month, the deadliest events and FEMA's declarations.