Callaway County, Missouri: hazard risk
FEMA rates Callaway County's overall risk Relatively Low (score 63.9 of 100, higher than 63% of rated U.S. counties). Its storm record holds 615 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Heat Wave | Relatively Moderate | 91.6 | $3.3M |
| Landslide | Relatively Moderate | 91.5 | $66K |
| Winter Weather | Relatively Moderate | 73.9 | $149K |
| Lightning | Relatively Moderate | 71.9 | $504K |
| Ice Storm | Relatively Moderate | 71.3 | $224K |
| Cold Wave | Relatively Moderate | 68.8 | $1.9M |
| Strong Wind | Relatively Moderate | 62.4 | $741K |
| Earthquake | Relatively Low | 75.9 | $1.2M |
| Hail | Relatively Low | 71.5 | $569K |
| Riverine Flooding | Relatively Low | 68.4 | $12M |
| Wildfire | Relatively Low | 66.2 | $123K |
| Tornado | Relatively Low | 61.6 | $1.8M |
| Drought | Relatively Low | 57.4 | $227K |
| Hurricane | Very Low | 19.2 | $5K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 204 | 0 | $955K | 65th of 114 | 1639th of 3,080 |
| Hail | 192 | 0 | $245K | 76th of 114 | 1131st of 3,080 |
| Heat | 55 | 1 | – | 37th of 114 | 414th of 3,076 |
| Winter storms | 48 | 0 | $1.7M | 105th of 114 | 2173rd of 3,077 |
| Floods | 44 | 0 | $2.4M | 88th of 114 | 1474th of 3,080 |
| Tornadoes | 42 | 1 | $3.1M | 37th of 114 | 991st of 3,080 |
| Drought | 7 | 0 | – | 113th of 114 | 2068th of 3,063 |
| Extreme cold | 7 | 0 | – | 113th of 114 | 2174th of 3,076 |
| High wind and dust storms | 7 | 0 | $7K | 50th of 114 | 2450th of 3,080 |
| Lightning | 7 | 1 | $90K | 22nd of 114 | 948th of 3,080 |
| Heavy rain | 1 | 0 | – | 92nd of 114 | 2159th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Callaway County record: every hazard by year and month, the deadliest events and FEMA's declarations.