Camden County, Missouri: hazard risk
FEMA rates Camden County's overall risk Relatively Moderate (score 88.4 of 100, higher than 88% of rated U.S. counties); 2 of its 14 hazards are rated Relatively High or Very High, led by ice storm, winter weather. Its storm record holds 753 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Ice Storm | Very High | 95.5 | $1.5M |
| Winter Weather | Relatively High | 91.4 | $375K |
| Landslide | Relatively Moderate | 96.4 | $177K |
| Riverine Flooding | Relatively Moderate | 93.3 | $46M |
| Heat Wave | Relatively Moderate | 91.9 | $3.0M |
| Tornado | Relatively Moderate | 83.9 | $4.1M |
| Cold Wave | Relatively Moderate | 78.6 | $2.7M |
| Hail | Relatively Moderate | 77.6 | $643K |
| Lightning | Relatively Moderate | 73.1 | $459K |
| Strong Wind | Relatively Moderate | 58.0 | $573K |
| Wildfire | Relatively Low | 81.8 | $405K |
| Earthquake | Relatively Low | 79.2 | $1.3M |
| Drought | Relatively Low | 31.6 | $25K |
| Hurricane | Very Low | 41.2 | $27K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 272 | 0 | $63M | 27th of 114 | 418th of 3,080 |
| Severe thunderstorm wind | 212 | 0 | $2.8M | 36th of 114 | 1253rd of 3,080 |
| Floods | 111 | 1 | $8.6M | 40th of 114 | 425th of 3,080 |
| Winter storms | 58 | 0 | $176M | 60th of 114 | 1690th of 3,077 |
| Tornadoes | 26 | 4 | $20M | 66th of 114 | 1526th of 3,080 |
| Drought | 23 | 0 | $6.9M | 57th of 114 | 1236th of 3,063 |
| Heavy rain | 20 | 0 | – | 39th of 114 | 829th of 3,080 |
| Extreme cold | 10 | 0 | $2.6M | 58th of 114 | 1382nd of 3,076 |
| Heat | 9 | 0 | – | 98th of 114 | 1227th of 3,076 |
| Wildfires | 8 | 0 | $1.7M | 2nd of 114 | 236th of 2,972 |
| High wind and dust storms | 3 | 0 | $8K | 87th of 114 | 2702nd of 3,080 |
| Lightning | 1 | 0 | $38K | 66th of 114 | 2068th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Camden County record: every hazard by year and month, the deadliest events and FEMA's declarations.