Camden County, North Carolina: hazard risk
FEMA rates Camden County's overall risk Very Low (score 2.5 of 100, higher than 2% of rated U.S. counties). Its storm record holds 244 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hurricane | Relatively Low | 72.4 | $1.1M |
| Coastal Flooding | Relatively Low | 50.2 | $197K |
| Winter Weather | Relatively Low | 38.2 | $63K |
| Drought | Relatively Low | 32.9 | $50K |
| Heat Wave | Very Low | 24.0 | $133K |
| Wildfire | Very Low | 24.0 | $15K |
| Lightning | Very Low | 16.9 | $86K |
| Tornado | Very Low | 13.6 | $175K |
| Ice Storm | Very Low | 13.3 | $11K |
| Earthquake | Very Low | 12.4 | $19K |
| Cold Wave | Very Low | 10.8 | $128K |
| Strong Wind | Very Low | 10.7 | $117K |
| Hail | Very Low | 8.1 | $35K |
| Riverine Flooding | Very Low | 6.3 | $1.3M |
| Landslide | Very Low | 2.1 | $3 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Winter storms | 60 | 0 | $1K | 37th of 100 | 820th of 3,077 |
| Severe thunderstorm wind | 50 | 0 | $140K | 81st of 100 | 1605th of 3,080 |
| Hurricanes and tropical storms | 30 | 1 | $27M | 6th of 100 | 40th of 1,849 |
| Heavy rain | 26 | 0 | – | 6th of 100 | 84th of 3,080 |
| Floods | 25 | 0 | $1.6M | 33rd of 100 | 868th of 3,080 |
| Hail | 19 | 0 | – | 89th of 100 | 2102nd of 3,080 |
| High wind and dust storms | 10 | 0 | $194K | 56th of 100 | 1292nd of 3,080 |
| Heat | 8 | 0 | – | 5th of 100 | 977th of 3,076 |
| Extreme cold | 7 | 0 | – | 35th of 100 | 1300th of 3,076 |
| Tornadoes | 5 | 0 | $165K | 66th of 100 | 1996th of 3,080 |
| Lightning | 2 | 0 | $12K | 73rd of 100 | 1376th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Camden County record: every hazard by year and month, the deadliest events and FEMA's declarations.