Campbell County, Kentucky: hazard risk
FEMA rates Campbell County's overall risk Relatively Low (score 58.3 of 100, higher than 58% of rated U.S. counties). Its storm record holds 378 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Tornado | Relatively Moderate | 80.0 | $5.1M |
| Lightning | Relatively Moderate | 78.0 | $854K |
| Cold Wave | Relatively Moderate | 71.2 | $2.9M |
| Ice Storm | Relatively Moderate | 67.6 | $249K |
| Strong Wind | Relatively Moderate | 65.4 | $1.1M |
| Landslide | Relatively Low | 72.6 | $10K |
| Earthquake | Relatively Low | 68.2 | $923K |
| Heat Wave | Relatively Low | 68.0 | $1.1M |
| Riverine Flooding | Relatively Low | 64.3 | $14M |
| Winter Weather | Relatively Low | 54.0 | $95K |
| Hail | Very Low | 30.4 | $155K |
| Drought | Very Low | 16.1 | $1K |
| Wildfire | Very Low | 14.4 | $6K |
| Hurricane | Very Low | 10.6 | $3K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 126 | 0 | $943K | 6th of 118 | 49th of 3,080 |
| Winter storms | 91 | 0 | $564K | 1st of 118 | 74th of 3,077 |
| Floods | 73 | 1 | $532K | 4th of 118 | 41st of 3,080 |
| Hail | 61 | 0 | $15K | 1st of 118 | 98th of 3,080 |
| High wind and dust storms | 9 | 0 | $14M | 32nd of 118 | 715th of 3,080 |
| Heat | 8 | 0 | – | 26th of 118 | 504th of 3,076 |
| Extreme cold | 3 | 0 | $699K | 80th of 118 | 1143rd of 3,076 |
| Heavy rain | 3 | 0 | – | 39th of 118 | 468th of 3,080 |
| Tornadoes | 3 | 0 | $4.0M | 85th of 118 | 2039th of 3,080 |
| Lightning | 1 | 0 | $45K | 38th of 118 | 1018th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Campbell County record: every hazard by year and month, the deadliest events and FEMA's declarations.