Campbell County, Tennessee: hazard risk
FEMA rates Campbell County's overall risk Relatively Low (score 58.0 of 100, higher than 57% of rated U.S. counties). Its storm record holds 356 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Landslide | Relatively Moderate | 93.7 | $68K |
| Winter Weather | Relatively Moderate | 81.6 | $156K |
| Strong Wind | Relatively Moderate | 74.4 | $753K |
| Cold Wave | Relatively Moderate | 72.1 | $1.6M |
| Tornado | Relatively Moderate | 71.1 | $1.8M |
| Lightning | Relatively Moderate | 63.6 | $266K |
| Wildfire | Relatively Low | 78.9 | $248K |
| Earthquake | Relatively Low | 77.1 | $901K |
| Riverine Flooding | Relatively Low | 65.7 | $7.6M |
| Hail | Relatively Low | 55.8 | $225K |
| Ice Storm | Relatively Low | 54.0 | $69K |
| Hurricane | Very Low | 43.3 | $27K |
| Drought | Very Low | 21.8 | $4K |
| Heat Wave | Very Low | 8.5 | $9K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 208 | 0 | $2.2M | 40th of 95 | 474th of 3,080 |
| Winter storms | 63 | 0 | – | 55th of 95 | 1324th of 3,077 |
| Hail | 45 | 0 | – | 85th of 95 | 2047th of 3,080 |
| Floods | 32 | 0 | $8.7M | 74th of 95 | 1334th of 3,080 |
| High wind and dust storms | 6 | 1 | $13K | 72nd of 95 | 2198th of 3,080 |
| Drought | 1 | 0 | – | 83rd of 95 | 2389th of 3,063 |
| Tornadoes | 1 | 0 | – | 95th of 95 | 2813th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Campbell County record: every hazard by year and month, the deadliest events and FEMA's declarations.