Cass County, Illinois: hazard risk
FEMA rates Cass County's overall risk Very Low (score 38.6 of 100, higher than 38% of rated U.S. counties). Its storm record holds 319 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Cold Wave | Relatively Moderate | 84.8 | $5.0M |
| Drought | Relatively Moderate | 84.1 | $1.2M |
| Strong Wind | Relatively Moderate | 62.2 | $780K |
| Heat Wave | Relatively Low | 64.8 | $731K |
| Hail | Relatively Low | 38.7 | $172K |
| Tornado | Relatively Low | 32.6 | $602K |
| Landslide | Very Low | 55.4 | $2K |
| Earthquake | Very Low | 47.6 | $248K |
| Riverine Flooding | Very Low | 28.1 | $3.3M |
| Ice Storm | Very Low | 25.0 | $24K |
| Winter Weather | Very Low | 21.7 | $20K |
| Lightning | Very Low | 16.6 | $57K |
| Hurricane | Very Low | 15.6 | $4K |
| Wildfire | Very Low | 0.3 | $107 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 107 | 0 | $18M | 53rd of 102 | 1165th of 3,080 |
| Hail | 57 | 0 | $131K | 53rd of 102 | 1259th of 3,080 |
| Winter storms | 54 | 1 | $202K | 49th of 102 | 1040th of 3,077 |
| Floods | 36 | 0 | $4.0M | 48th of 102 | 958th of 3,080 |
| Tornadoes | 18 | 1 | $6.0M | 84th of 102 | 1321st of 3,080 |
| Heat | 15 | 0 | – | 42nd of 102 | 630th of 3,076 |
| Drought | 14 | 0 | $37M | 34th of 102 | 1189th of 3,063 |
| Extreme cold | 9 | 1 | – | 54th of 102 | 1000th of 3,076 |
| High wind and dust storms | 8 | 0 | – | 65th of 102 | 1739th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Cass County record: every hazard by year and month, the deadliest events and FEMA's declarations.