Cass County, Indiana: hazard risk
FEMA rates Cass County's overall risk Relatively Low (score 56.8 of 100, higher than 56% of rated U.S. counties); 1 of its 14 hazards are rated Relatively High or Very High, led by strong wind. Its storm record holds 505 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Strong Wind | Relatively High | 85.8 | $1.3M |
| Hail | Relatively Moderate | 75.8 | $583K |
| Cold Wave | Relatively Moderate | 73.9 | $2.1M |
| Drought | Relatively Moderate | 69.1 | $404K |
| Winter Weather | Relatively Moderate | 61.8 | $79K |
| Riverine Flooding | Relatively Low | 64.1 | $8.4M |
| Heat Wave | Relatively Low | 63.3 | $546K |
| Earthquake | Relatively Low | 62.4 | $422K |
| Tornado | Relatively Low | 60.4 | $1.5M |
| Lightning | Relatively Low | 43.3 | $150K |
| Ice Storm | Relatively Low | 27.8 | $23K |
| Landslide | Very Low | 49.7 | $1K |
| Hurricane | Very Low | 33.8 | $15K |
| Wildfire | Very Low | 11.1 | $3K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 238 | 0 | $3.3M | 25th of 91 | 446th of 3,080 |
| Winter storms | 95 | 0 | $71K | 33rd of 91 | 724th of 3,077 |
| Hail | 68 | 0 | $17K | 53rd of 91 | 1394th of 3,080 |
| Floods | 32 | 1 | $63M | 67th of 91 | 1295th of 3,080 |
| Tornadoes | 30 | 0 | $1.7M | 13th of 91 | 272nd of 3,080 |
| High wind and dust storms | 20 | 0 | $11K | 31st of 91 | 1268th of 3,080 |
| Extreme cold | 7 | 0 | – | 42nd of 91 | 1447th of 3,076 |
| Heat | 4 | 0 | – | 62nd of 91 | 2142nd of 3,076 |
| Drought | 3 | 0 | – | 53rd of 91 | 2099th of 3,063 |
| Lightning | 3 | 0 | $62K | 38th of 91 | 936th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Cass County record: every hazard by year and month, the deadliest events and FEMA's declarations.