Cass County, Missouri: hazard risk
FEMA rates Cass County's overall risk Relatively Low (score 74.9 of 100, higher than 74% of rated U.S. counties); 1 of its 14 hazards are rated Relatively High or Very High, led by strong wind. Its storm record holds 898 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Strong Wind | Relatively High | 91.3 | $2.9M |
| Hail | Relatively Moderate | 92.9 | $2.9M |
| Tornado | Relatively Moderate | 89.9 | $9.2M |
| Heat Wave | Relatively Moderate | 88.9 | $3.6M |
| Cold Wave | Relatively Moderate | 84.4 | $6.3M |
| Winter Weather | Relatively Moderate | 81.1 | $291K |
| Ice Storm | Relatively Moderate | 74.3 | $363K |
| Lightning | Relatively Moderate | 64.6 | $527K |
| Riverine Flooding | Relatively Low | 70.5 | $17M |
| Drought | Relatively Low | 49.9 | $186K |
| Earthquake | Very Low | 54.4 | $450K |
| Landslide | Very Low | 51.6 | $2K |
| Wildfire | Very Low | 29.5 | $18K |
| Hurricane | Very Low | 17.8 | $6K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 382 | 0 | $7.3M | 22nd of 114 | 300th of 3,080 |
| Severe thunderstorm wind | 281 | 1 | $985K | 26th of 114 | 1118th of 3,080 |
| Floods | 72 | 0 | $1.2M | 70th of 114 | 1062nd of 3,080 |
| Winter storms | 58 | 1 | $12M | 69th of 114 | 1788th of 3,077 |
| Tornadoes | 41 | 3 | $173M | 25th of 114 | 703rd of 3,080 |
| Drought | 25 | 0 | – | 53rd of 114 | 1209th of 3,063 |
| Heat | 18 | 2 | – | 63rd of 114 | 862nd of 3,076 |
| Extreme cold | 11 | 0 | – | 56th of 114 | 1350th of 3,076 |
| High wind and dust storms | 7 | 0 | $41K | 41st of 114 | 2339th of 3,080 |
| Heavy rain | 2 | 0 | – | 66th of 114 | 1672nd of 3,080 |
| Lightning | 1 | 0 | $42K | 70th of 114 | 2097th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Cass County record: every hazard by year and month, the deadliest events and FEMA's declarations.