Cass County, Texas: hazard risk
FEMA rates Cass County's overall risk Relatively Low (score 50.8 of 100, higher than 50% of rated U.S. counties); 2 of its 14 hazards are rated Relatively High or Very High, led by ice storm, strong wind. Its storm record holds 840 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Ice Storm | Relatively High | 94.1 | $943K |
| Strong Wind | Relatively High | 85.5 | $1.1M |
| Hail | Relatively Moderate | 91.0 | $1.2M |
| Heat Wave | Relatively Moderate | 79.6 | $972K |
| Tornado | Relatively Moderate | 74.0 | $1.9M |
| Drought | Relatively Moderate | 68.7 | $317K |
| Wildfire | Relatively Low | 70.8 | $119K |
| Lightning | Relatively Low | 54.8 | $181K |
| Winter Weather | Relatively Low | 52.5 | $45K |
| Cold Wave | Relatively Low | 46.9 | $547K |
| Riverine Flooding | Relatively Low | 39.9 | $3.1M |
| Hurricane | Very Low | 56.3 | $89K |
| Earthquake | Very Low | 50.7 | $187K |
| Landslide | Very Low | 43.2 | $536 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 275 | 0 | $2.6M | 46th of 254 | 1490th of 3,080 |
| Hail | 267 | 0 | – | 63rd of 254 | 632nd of 3,080 |
| Heat | 83 | 0 | – | 30th of 254 | 333rd of 3,076 |
| Tornadoes | 71 | 0 | $13M | 22nd of 254 | 291st of 3,080 |
| Drought | 51 | 0 | – | 182nd of 254 | 864th of 3,063 |
| Floods | 38 | 0 | $1.1M | 170th of 254 | 2123rd of 3,080 |
| Winter storms | 38 | 0 | $2.2M | 93rd of 254 | 2398th of 3,077 |
| Extreme cold | 7 | 0 | $169K | 110th of 254 | 2029th of 3,076 |
| Lightning | 2 | 0 | $13K | 102nd of 254 | 1872nd of 3,080 |
| Heavy rain | 1 | 0 | – | 145th of 254 | 2214th of 3,080 |
| Hurricanes and tropical storms | 1 | 0 | $343K | 111th of 254 | 1031st of 1,849 |
| Wildfires | 1 | 0 | $7.9M | 190th of 254 | 1130th of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Cass County record: every hazard by year and month, the deadliest events and FEMA's declarations.