Cedar County, Missouri: hazard risk
FEMA rates Cedar County's overall risk Very Low (score 26.0 of 100, higher than 26% of rated U.S. counties). Its storm record holds 510 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Ice Storm | Relatively Moderate | 75.7 | $257K |
| Strong Wind | Relatively Moderate | 64.0 | $693K |
| Heat Wave | Relatively Low | 67.5 | $691K |
| Tornado | Relatively Low | 63.3 | $1.7M |
| Drought | Relatively Low | 59.5 | $232K |
| Cold Wave | Relatively Low | 48.6 | $761K |
| Hail | Relatively Low | 47.8 | $203K |
| Winter Weather | Relatively Low | 45.7 | $47K |
| Lightning | Relatively Low | 35.7 | $116K |
| Wildfire | Very Low | 49.4 | $39K |
| Earthquake | Very Low | 43.7 | $163K |
| Riverine Flooding | Very Low | 24.7 | $2.5M |
| Hurricane | Very Low | 21.6 | $6K |
| Landslide | Very Low | 21.1 | $110 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 163 | 0 | $12M | 17th of 114 | 255th of 3,080 |
| Severe thunderstorm wind | 156 | 0 | $11M | 24th of 114 | 1079th of 3,080 |
| Floods | 52 | 0 | $1.3M | 60th of 114 | 879th of 3,080 |
| Winter storms | 52 | 0 | $1.6M | 36th of 114 | 1401st of 3,077 |
| Drought | 34 | 0 | $13M | 5th of 114 | 587th of 3,063 |
| Tornadoes | 19 | 5 | $150M | 54th of 114 | 1360th of 3,080 |
| Extreme cold | 10 | 0 | $13M | 32nd of 114 | 1093rd of 3,076 |
| Heavy rain | 10 | 0 | – | 21st of 114 | 435th of 3,080 |
| Heat | 9 | 0 | – | 79th of 114 | 1031st of 3,076 |
| High wind and dust storms | 3 | 0 | $8K | 69th of 114 | 2590th of 3,080 |
| Lightning | 1 | 0 | $72K | 54th of 114 | 1878th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Cedar County record: every hazard by year and month, the deadliest events and FEMA's declarations.